Debt Consolidation Loans

Bad Credit Wedding Loans

Debt consolidation loans from Finance One.  

Debt consolidation is a type of loan that allows borrowers to combine multiple debts into one loan with a single payment. By consolidating all types of debt, such as credit cards, medical bills, student loans, and other personal loans, into one manageable loan, you can simplify your monthly payments and reduce interest charges.

Finance One offers customers a chance to consolidate their debts and streamline repayments. Reach out to us today to learn about how we can potentially reduce your repayments to make your financial obligations more manageable.

Personal Loan Range

Loans from $5,000 to $25,000**

Personal Loan Term

Loan terms from 3 - 4 years

Personal Loan Time

Approvals in as little as 48 hours*

We provide debt consolidation for bad credit scores.

At Finance One, our goal is to help you become debt free and back on your feet as quickly as possible. We want to help you find a plan that will work for you and provide the tools you need to achieve financial freedom. 

We understand how difficult it can be to manage your finances, especially with bad credit. That’s why we are dedicated to helping you manage and reduce your debt with bad credit debt consolidation loans. Regardless of any financial stumbles you might have had in the past, we can work with you to consolidate your debts, create an individualised repayment plan, and provide guidance and resources to help you stay on track. 

Consolidate your debts with Finance One.

Finance One believes in offering people a second chance at finance with personalised solutions. No matter what your credit history looks like, we focus on how we can help you in the present. With our fast, flexible loan services, you can combine all your debts into one easy-to-manage payment.

If you’re looking for a bad credit debt consolidation loan or would like to know more about how they can simplify your finances, feel free to contact us and our team of financial experts will be more than happy to help you.

Can I apply for Finance One Debt Consolidation?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $25,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Why Finance One? Because we believe in second chances.

Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

Flexible Loan Repayments


Finance One customers can make extra repayments or increase their repayment amount at any time.

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

Personal Loan Time


Our dedicated support team will get to know you and provide personalised service.

Let us answer your questions.

Can I consolidate debt with bad credit?

Yes, you can! Finance One offers debt consolidation loans for people with bad credit. Whether you have a low credit score due to bankruptcy or defaults, our experts can help you find the best possible solution to consolidate your debt into one affordable monthly payment. We have helped thousands of people consolidate their debt and get on the path to financial freedom. 

Reach out to us today to learn more about our debt consolidation loans for people with bad credit and start living a life free from the burden of excessive debt. 

What does debt consolidation do to your credit score?

When using a debt consolidation loan to make payments on time and reduce your overall balance, you can expect an improvement in your credit score in the long run — but only if you make on-time payments. In addition, debt consolidation loans are a great way to get out of debt faster and save money.

Check out our blog on how to avoid a bad credit score and learn more about what you can do to protect your financial standing.

How do debt consolidation loans work?

Debt consolidation loans are a type of loan that combines multiple existing debts into one new loan. When consolidating debt, you borrow a large sum of money and use it to pay off all or most of your outstanding debts. You then make a single monthly payment on the new loan, which is typically lower than the combined payments you made before. 

The goal of debt consolidation is to reduce the amount you pay in interest and become debt-free faster by combining all your outstanding accounts into a single loan with one monthly payment. It is also a tool people use to pay off their debts on time, avoid default and protect their credit scores.