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Travel Finance with Bad Credit

travel-finance

Don’t be kept at home by a bad credit history.
Apply for Finance One Travel Finance.

Sometimes you need to get away from it all. With Finance One, financing a holiday has never been easier, even if you have a bad credit history.

Our team can work with you, no matter what your history is, to help tailor the right Holiday Finance solution for you to go travelling.

Apply for Travel Finance with Finance One and you could start planning your next getaway.

Personal Loan Range

Loans from $5,000 to $25,000**

Personal Loan Term

Loan terms from 3 - 4 years

Personal Loan Time

Approvals in as little as 48 hours*

What can I use Travel Finance for?

Whatever your destination, a Finance One Loan for travel could get you there. Domestic or international, business or a getaway, our holiday finance can have you covered. You can use your Travel Finance for:
  • Airfares
  • Train tickets
  • Cruise fares
  • Accommodation
  • Vehicle expenses
  • Travel insurance
  • Luggage costs
  • And more!
  • Airfares
  • Train tickets
  • Cruise fares
  • Accommodation
  • Vehicle expenses
  • Travel insurance
  • Luggage costs
  • And more!

Can I apply for Finance One Travel Finance?

Income.

Are you receiving regular income?

Step 2

Borrow.

Do you want to borrow between $5,000 to $25,000?**

Age.

Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Why Finance One? Because we believe in second chances.

Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

Flexible Loan Repayments

Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

Personal Loan Time

Support

Our dedicated support team will get to know you and provide personalised service.

Apply for Travel Finance.

To apply for a loan to go travelling, you will need some basic details including your drivers licence details and bank details.

Let us answer your questions.

Can I apply for Travel Finance from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us to apply for Holiday Finance today.

Can I apply for Travel and Holiday Finance if I receive a pension or Centrelink benefits?

Yes! Finance One can consider applicants for Travel Finance if they receive any of the following:

  •  Family Tax A & B
  • Parenting Payment
  • Carer Payment
  • Aged Pension
  • Disability Pension
  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What could the interest rate be on my loan for travelling or holidays?

Our interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency status, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with Personal Loans can pay their loans for travel out at any time without any early payout fees.

What documents do I need to provide when I apply?

The minimum documents we require for an application include:

  • Three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
  • Proof of your income; and
  • Completed application form and privacy statement.