The figures shown using this calculator are an estimate only and should not be relied on as a true indication of your car loan repayments, or a quote or indication of pre-qualification for any car loan product. The figures are based upon the information you put into the calculator. To find out your actual repayments you must complete our online application. All applications are subject to our lenders’ credit assessment criteria. Terms, conditions, fees and charges may apply.
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Finance One Car Loan Features
Loans from $5,000 to $75,000**
Loan terms from 3 - 7 years
Approvals in as little as 48 hours *
Loans with a personal touch!
Let us answer your questions.
Can I apply for a loan from Finance One if I have a bad credit history?
Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.
Can I apply for a loan if I receive a pension or Centrelink benefits?
Yes! Finance One can consider applicants who receive any of the following:
- Family Tax A & B
- Parenting Payment
- Carer Payment
- Disability Pension
- Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What could my interest rate be?
Our interest rates can vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency, your credit history, your income and your banking conduct.
Can I make extra repayments, increase my repayments or pay my loan out early?
All Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with consumer loans can pay their loan out at any time without an early pay out fee.
What documents do I need to provide when I apply?
The minimum documents we require for an application include:
- three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
- proof of your income; and
- completed application form and privacy statement.
*48 hour approvals are subject to satisfactory documentation being provided to assess the application.
** Loans between $50,000 – $75,000 must be asset backed