Business Tractor Finance with Bad Credit


Don’t be held back by a bad credit history.
Apply for Tractor Finance from Finance One Commercial.

Finance One Commercial understands that life’s road can be bumpy at times. We take the high road with our personal approach to lending when assessing your business’ financial situation, to ensure you can apply for a Commercial Loan for the equipment you need.

We can help Australian businesses to grow by offering Commercial Tractor Finance, even if you have a bad credit history or no credit history, or if you have experienced defaults and bankruptcy in the past.

Access a stress-free and easy application process with our Commercial Tractor Financing.

Personal Loan Range

Loans from $8,000 to $150,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 24 hours*

What can I use Commercial Tractor Finance for?

Keep your agriculture business moving with Commercial Tractor Finance. Talk to us about Commercial Tractor Finance and other loans for businesses with bad credit, including loans for:

  • Tractors
  • Equipment
  • Trucks
  • Other business vehicles
  • Tractors
  • Equipment
  • Trucks
  • Other business vehicles

Can I apply for a Business Loan with Finance One Commercial for a Tractor?


Are you receiving regular income?

Step 2


Do you want to borrow between $8,000 to $150,000?**



Are you at least 21 years of age?

Step 2

Credit History.

We accept all applications regardless of previous history.

Why Finance One Commercial? Because we believe in second chances.

Finance One Commercial takes a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

Flexible Loan Repayments


Finance One Commercial customers can make extra repayments or increase their repayment amount at any time.

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

Personal Loan Time


Our dedicated support team will get to know you and provide personalised service.

Apply for Commercial Tractor Financing.

To apply for a business loan, you will need your ABN/ACN, driver’s licence details, basic details about your business (operating years, structure, and turnover) and business account statements.

Let us answer your questions.

Can I apply for Tractor Finance for my business with a bad credit history?

Finance One Commercial can offer Tractor Finance for businesses with a bad credit history. Contact us to discuss your options for Commercial Tractor Financing so you can help grow your business.

How much could I apply for?
The amount of money you can apply to borrow for Commercial Tractor Finance may depend on a few different factors. Contact Finance One Commercial and we can explain your options.
What could my interest rate be?

Commercial Tractor Financing in Australia is available from a number of lenders, at a number of different interest rates. If you want to apply for Commercial Tractor Finance and have a bad credit history, Finance One Commercial may be able to customise an interest rate for your loan. Interest rates can vary depending on, including but not limited to, your overall credit profile, your stability of income and residency status, your credit history and your banking conduct.

Can I apply for a Commercial Loan for a Used Tractor?

Used Commercial Tractor Financing in Australia is available through Finance One Commercial. Talk to us to find out more about your financing options.

How long does my business need to be active for to apply for Tractor Finance?
Finance One Commercial can consider applicants who have had an ABN for 6 months or more and who are earning consistent income.
How many years could I take to pay off my Commercial Loan for a Tractor?

The terms for your Commercial Tractor Financing may vary depending on your needs and the needs of your business. Talk to us about the Business Loan you want to apply for and we can discuss your options with you.