Business Loans for Bad Credit in Perth

Bad Credit Business Loans

Don’t be held back by a bad credit history.
Apply for a business loan with Finance One Commercial.

We offer flexible repayment terms, from 3-7 years, for the business loans we offer to companies in Perth and all across Australia. At Finance One Commercial, not only do we focus on providing the finance that businesses require, we also try to put together a lending option that is suitable for you in terms of both interest and repayment. As mentioned above, you can pay back your loan faster than agreed after the first 2 years, with no penalty fees for doing so. Interest rates are also agreed to on a loan by loan basis.

Personal Loan Range

Loans from $8,000 to $125,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 48 hours*

Looking for a second chance? We offer business finance and loans in Perth.

Whether you want to invest in new vehicles or upgrade your manufacturing equipment, our commercial finance and loans in Perth could be the solution you have been looking for. We pride ourselves on providing business loans to companies with a less than perfect credit history because we understand that past problems are not always an accurate indicator of future performance.

  • Company cars
  • Utes
  • Trucks
  • Tractors
  • Earth moving equipment
  • Forklifts
  • Commercial use lawn mowers
  • Trailers
  • Food trucks

Can I apply for a
Business Loan in Perth?

Income.

Have you been receiving regular income under your ABN for 6 months or more?

Step 2

Borrow.

Do you want to borrow between $8,000 to $125,000?**

Age.

Are you at least 21 years of age or older?

Step 2

Credit History.

Sole traders – defaults on your credit file or discharged from bankruptcy?

Apply for a Business Loan for Vehicles or Equipment.

To apply for a business loan, you will need your ABN/ACN, driver’s licence details, basic details about your business (operating years, structure, and turnover) and business account statements.

Unsecured business loans and finance in Perth.

Our business finance and loans for bad credit in Perth are available to businesses of all shapes and sizes. We will consider your business loan application even if you have experienced defaults, previous bankruptcies, insolvencies or Part IX Debt Agreements. If you are looking for business loans in Perth talk to our friendly team.

Let us answer your questions.

What are some of the repayment terms for your business loans for bad credit in Perth?

We offer flexible repayment terms, from 3-7 years, for the business loans we offer to companies in Perth and all across Australia. At Finance One Commercial, not only do we focus on providing the finance your business requires, but we also try to put together a lending option that is suitable for you in terms of both interest and repayment.

I’ve been turned down by other lenders – can you help me?

We can consider applicants who need a business loan for bad credit in Perth. The best way to find out if we can help you is to complete and submit the initial enquiry form. As soon as we have received it, one of our consultants will schedule a call to discuss your needs in detail.

Do you offer business loans with guaranteed approval in Perth?

At Finance One Commercial, we offer reliable business loans in Perth for people with a compromised credit history. If you have been discharged from bankruptcy or past insolvency, we may have the answer. If you have defaults recorded on your business credit file, we may be able to help you find a solution. While we don’t offer 100% guaranteed loans for all situations, we strive to help most businesses in most situations.

Do I need to be registered for GST?

While you do not need to be registered for GST to apply for a business loan with Finance One Commercial, some loan products are only available to GST-registered applicants.

How long could it take for my loan application to be processed?

If you have provided all the information required, we can get back to you within 48 hours*.

What documents do I need to provide when I apply?

As a minimum, Finance One Commercial requires:

  • A completed application form;
  • A signed Privacy Consent form;
  • Identification documents; and
  • The most recent six months of bank account statements of the business, submitted via the secure bankstatements.com link we provide to you.
What could my interest rate be?

Our interest rates vary depending on your business’ overall credit profile. This includes, but is not limited to, your business’ credit history, turnover, banking conduct, and the stability of its income and residency.