The Finance One Story

Improving lives by taking the time to understand your circumstances.

Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to provide smart solutions to your finance problems.

Customer Commitment

Exceptional service is our habit.


Take responsibility, own mistakes, learn from them. 


Our only limitations are those we put on ourselves.


We do the right thing even when no one is watching.

The difference is in the Personal Touch.

Finance One’s major point of difference has been its compassionate and personal approach to lending, allowing us to help hundreds of new clients every month, even if they have had a poor or bad credit history.

We can be an excellent alternative for finance when other avenues may have been exhausted.

When assessing your application, we take your individual financial situation into account, and tailor a loan that is suitable for your own needs and circumstances. Your success is our motivating factor and we are driven to help you succeed in life or business with our personalised loan options. We offer dedicated support from the day you enquire through to the day your final payment is made.

With a range of finance options – including personal loans, vehicle loans for bad credit, loans for bad credit, secured and unsecured business loans, loans for cash flow, plus more– we’re confident you’ll find the loan you’re looking for!

You can apply for our finance products here or through hundreds of accredited Finance Brokers across the country.

We will consider…

✓ Challenging or no credit history

✓ Recently discharged or bankrupt

✓ Defaults on your credit file

The Finance One way.

We live and breathe our core values so that with every interaction we provide exceptional customer service and deliver a product that can be tailored to your unique financial situation.

Courageous Conception

We go outside the box to reach new goals and turn dreams into reality.

Open Communication

We communicate clearly and honestly with respect and understanding.

Forging Success

We love our role and we are committed to creating success.

Technical Innovation

We are open-minded and up to date with industry advancements to maintain a high standard for our business.

Ethical Approach

We do right by our clients, company, stakeholders and our team with genuine values and purpose.

Shining Stars

Every day we do the best we can and always empower others.