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Business Truck Finance with Bad Credit

truck-loan

Don’t be held back by a bad credit history.
Keep moving with Finance One Commercial Truck Financing.

Finance One Commercial understands that life’s road can be bumpy at times, so we take the easy road with our personal approach to lending.

We help Australian businesses to grow by offering Business Loans for trucks. Even if you have a bad credit history, no credit history, or have experienced defaults and bankruptcy in the past, you can apply for Truck Finance with Finance One Commercial.

Contact us to talk about our stress-free Commercial Truck Finance process.

Personal Loan Range

Loans from $8,000 to $125,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 48 hours*

What can I use Business Truck Finance for?

Help to get your business on the road faster with Finance One Commercial Truck Financing. Whether you need a heavy, light or medium-duty vehicle, a refrigerated truck or a removalist van, we may have a Commercial Truck Financing option to suit you, including:

  • Vans
  • Light-duty trucks
  • Medium-duty trucks
  • Heavy-duty trucks
  • Semi-truck finance
  • Tippers
  • Freight vehicles
  • Open tray vehicles
  • Refrigerator trucks
  • Food trucks
  • Vans
  • Light-duty trucks
  • Medium-duty trucks
  • Heavy-duty trucks
  • Semi-truck finance
  • Tippers
  • Freight vehicles
  • Open tray vehicles
  • Refrigerator trucks
  • Food trucks

Can I apply for Finance One Commercial Truck Finance?

Income.

Are you receiving regular income?

Step 2

Borrow.

Do you want to borrow between $8,000 to $125,000?**

21+

Age.

Are you at least 21 years of age?

Step 2

Credit History.

Sole traders – defaults on your credit file or discharged from bankruptcy?

Why Finance One Commercial? Because we believe in second chances.

Finance One Commercial takes a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

Flexible Loan Repayments

Flexibility

Finance One Commercial customers can make extra repayments or increase their repayment amount at any time.

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

Personal Loan Time

Support

Our dedicated support team will get to know you and provide personalised service.

Apply for a Business Loan for a Commercial Truck.

To apply for a business loan, you will need your ABN/ACN, driver’s licence details, basic details about your business (operating years, structure, and turnover) and business account statements.

Let us help answer your questions.

Can I apply for a Business Loan for a Commercial Truck with a bad credit history?

Finance One Commercial offers Business Loans so you can get Truck Finance even if you have a bad credit history in Australia. Talk to us about your circumstances and your business, and we can explain your options.

How much could I apply to borrow for a Business Loan for a Commercial Truck?

The amount you can apply to borrow for Business Truck Finance with Finance One Commercial in Australia will depend on a few different factors. Reach out to Finance One Commercial to speak with someone in person and discuss your options.

What could my interest rate be on a Business Loan for a Commercial Truck with bad credit?

If you need Commercial Truck Finance in Australia but have a bad credit history, Finance One Commercial may be able to customise an interest rate for you. Interest rates may vary depending on your overall credit profile, including but not limited to, your stability of income and residency status, your credit history and your banking conduct.

Can I apply for a Business Loan for a used truck?

Used semi-truck finance may be available to Australian business owners through Finance One Commercial, even if you have a bad credit history. Contact us to find out more.

What documents will I need to apply for Truck Finance with Finance One Commercial?

At a minimum, Finance One Commercial will require:

  • A completed application form;
  • A signed Privacy Consent form;
  • Identification documents; and
  • The most recent six months of bank account statements of the business, submitted via the secure bankstatements.com link we provide to you.

 

How long does my business need to be active for to apply for Commercial Truck Finance?

Finance One Commercial can consider applicants who have had an ABN for 6 months or more and who are earning consistent income.

How many years could I take to pay off my Business Loan for a Commercial Truck?

The terms for your Commercial Truck Financing will vary depending on your needs and the needs of your business. Talk to Finance One Commercial about the loan you may want to apply for and we can discuss your Truck Financing options with you in detail, even if you have a bad credit history.