Trailer Finance for Bad Credit in Australia.

Registerable Trailer Loan

Get things moving.
Apply for Trailer Finance with Finance One.

 A registerable trailer can make life so much easier, whether you’re hitting the road with your camping equipment, transporting your tinny for a fishing adventure or travelling for other sporting activities.

At Finance One, we understand that life’s road can be bumpy sometimes. To help you apply for trailer finance, we assess your individual financial situation and help you find the right solution for your needs.

Talk to us about applying for a loan for your new trailer. We’ll walk you through the options to help you find the right fit.

Reach out to Finance One for stress-free trailer finance.

Personal Loan Range

Trailer Finance from $8,000 to $100,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 24 hours *

What can I use Trailer Finance for?

Hitch up your trailer and hit the road with trailer finance from Finance One. Our loans for trailers cover registerable trailers of all sizes and purposes.

  • Trailers
  • Camper trailers
  • Horse floats
  • Boat trailers
  • Jet ski trailers
  • Trailers
  • Camper trailers
  • Horse floats
  • Boat trailers
  • Jet ski trailers

Can I apply for a Trailer Finance with Finance One?


Are you receiving regular income?

Step 2


Do you want to borrow between $8,000 to $100,000?*


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Why Finance One? Because we believe in second chances.

Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

Flexible Loan Repayments


Finance One customers can make extra repayments or increase their repayment amount at any time.^

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

Personal Loan Time


Our dedicated support team will get to know you and provide personalised service.

Let us answer your trailer finance questions.

Can I apply for trailer finance from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants looking to borrow money for a registerable trailer whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for trailer finance if I receive a pension or Centrelink benefits?

Yes! Finance One can consider applicants who receive any of the following:

  • Family Tax A & B
  • Parenting Payment
  • Carer Payment
  • Aged Pension
  • Disability Pension
  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What could my interest rate be?

The interest rate on loans for trailers vary depending on the overall credit profile of the applicant. This includes, but is not limited to, the stability of your employment and residency, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay out the loan for my trailer early?

Yes, you can make extra repayments or increase your repayments. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

What documents do I need to provide when I apply for trailer finance?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
  • proof of your income; and
  • completed application form and privacy statement.