Car Loans for

Bad Credit in Darwin

& Australia Wide

Finance One Car Loans

Looking for second chance car finance in Darwin?

Count on Finance One for simple, fast car loans.

Not everyone in Australia has a perfect credit history. The reality is, a lot of people experience poor credit at some point in their lives. That doesn’t mean they can’t qualify for a car loan. You don’t have to let a bad credit history hold you back from living your life. Hassle-free, quick car finance in Darwin may only be a phone call away.

Personal Loan Range

Loans from $8,000 to $100,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 24 hours *

Car loans in Darwin for Australians who are ready to get back on the road.

With the team at Finance One by your side, you can apply for a car loan in Darwin, no matter what financial ups and downs you’ve faced in the past. Our excellent finance consultants can work with you even if you have a default, bankruptcy, or other issues on your credit file. When you’re ready to get on the road with your new car, we’re here to help you make it happen. Contact us today for car finance in Darwin.

  • Cars
  • 4WD
  • Utes
  • Caravans
  • Campervans
  • Boats
  • Cars
  • 4WD
  • Utes
  • Caravans
  • Campervans
  • Boats

Can I apply for a Finance One Vehicle Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $8,000 to $100,000?*


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Why Finance One? Because we believe in second chances.

Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

100% Aussie

Loans Australia Wide

We offer car loans for bad credit Australia wide. Apply now with our easy online loan application.
Flexible Loan Repayments


Finance One customers can make extra repayments or increase their repayment amount at any time.

Personal Loan Time


Our dedicated support team will get to know you and provide personalised service.

Frequently asked questions about Finance One Car Loans in Darwin.

What documents do I need to apply for car finance in Darwin with Finance One?

To apply, you’ll need the right documentation to verify your identity and your current income. We’ll also ask you for 3 months of bank statements, a completed application, and a privacy statement.

What could the rate of interest be?

Our interest rates are based on your own individual circumstances. The team at Finance One can help to find Darwin drivers the best possible solution, no matter what their credit history looks like. You can count on us to help you get a loan with suitable rates, helping you save on your car loan.

Can I make early repayments on my loan?

You can make early repayments, helping you pay off your vehicle loan faster. If you do this, you’ll save on interest and you won’t have to pay extra fees! You can count on us to help you apply for a loan that works for you.

What if I’m not a resident of Darwin?

No problem. We offer second chance car loans to individuals in Darwin looking for a second chance, as well as Australians outside of the Northern Territory. As long as you’re at least 18 years of age and live in Australia, we may be able to help you get on the road. 

I don’t have a credit history – can I still apply for a Finance One car loan?

No credit history or bad credit history? We’ll assess your situation and may be able to help you get behind the wheel of a new car. Sometimes people don’t have a credit history because they haven’t taken out loans before or haven’t applied for credit. If you’re interested in a car loan but you’re worried about not having a credit history, apply with us today – we’ll show you how easy it can be for drivers in Darwin to look for the finance solution they need!