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Loans for Caravans & Campers with Bad Credit.

Caravan & Camper Trailer Finance

Caravan Finance with Bad Credit.

Dreaming of weekend getaways or extended road trips? A camper or caravan opens up a world of possibilities. Our flexible financing options cater to individuals from all walks of life, including those with bad credit. 

Don’t let past setbacks stop you from pursuing your travel dreams. With our caravan finance solutions, you have the opportunity to get out and experience unforgettable journeys and create lasting memories. Start your adventure today by applying for caravan finance with Finance One.

If you are looking to embark on your adventure with a camper or caravan to call your own, Finance One is your destination. Specialising in assisting clients on their financial journey, we offer exceptional loan options tailored to those with bad credit. Let us help you secure the caravan or camper loan you need to hit the road with confidence.

Normal lending criteria, terms & conditions and fees & charges apply.

Personal Loan Range

Caravan & Campervan Finance from $8,000 to $100,000**

Personal Loan Term

Caravan & Campervan Finance terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 24 hours *

Help with loans for caravans with bad credit at Finance One

With caravan financing for bad credit from Finance One, you could have your pick of the litter, with financing for motorhomes, caravans, campers, and many other vehicles. 

  • Caravans
  • Off-road caravans
  • Pop-top caravans
  • Motorhomes
  • Camper trailers
  • Campervans
  • Caravans
  • Off-road caravans
  • Pop-top caravans
  • Motorhomes
  • Camper trailers
  • Campervans

Can I apply for a Finance One Loan for a Caravan or Campervan Loan?

Income.

Are you receiving regular income?

Step 2

Borrow.

Do you want to borrow between $8,000 to $100,000 for your next vehicle?#

Age.

Are you at least 18 years of age?

Step 2

Credit History.

We accept all applications regardless of previous history.

Why Finance One? Because we believe in second chances.

Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

Flexible Loan Repayments

Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

Personal Loan Time

Support

Our dedicated support team will get to know you and provide personalised service.

Benefits of getting your caravan financed on bad credit at Finance One

Building good credit isn’t a once off project — it’s a lifelong journey. By financing your next caravan with Finance One, you could be bringing home the camper of your dreams while building your credit score at the same time.

There are many other benefits to getting your caravan financed on bad credit, including:

Adaptability for everyone

Loans shouldn’t have to be cookie-cutter plans for everyone. With loans for caravans with bad credit from Finance One, you have the flexibility to make extra repayments at any time. Payments can be raised according to your budgetary restrictions, and all within your price range.

Accessible and open

Your credit history doesn’t define your life, and at Finance One, we believe that everyone deserves a shot at achieving their dreams. Anyone over the age of 18 is welcome to apply for caravan finance, allowing us to provide access to all Australians.

Personalised caravan financing

Finance One adds a customised, caring touch to the lending process, with a compassionate lens for the everyday Australian. Our personalised services extend to everyone, including caravan finance for pensioners, first-time buyers, or those with subprime credit scores. We truly want to get to know you and your financial goals.

Finance One is proud to be an industry leader in loans for caravans and campers with bad credit for the average Australian dreamer. If your credit scores are holding you back from moving forward in confidence, submit an application inquiry today.

Application requirements for caravan finance with bad credit

Serving Australia with accessible, flexible caravan finance for more than 10 years, Finance One is one of the country’s leading provider of finance solutions for previous credit issues.

We understand that life often gets in the way of your financial goals. Prior credit issues are only one small aspect of an individual’s total financial perspective. A single missed bill, outstanding loan, or non-existent borrowing record could prevent you from securing loans through major banks and lenders.

At Finance One, we believe in the power of second chances. If you are currently struggling to find caravans on finance, our company may be able to help. Here’s how to help make caravan finance work on bad credit.

  1. Provide a recent copy of your legal driver’s license.
  2.  Create copies of all relevant bank account details.
  3. Submit detailed records of the last three months of account activity.
  4. Offer proof of steady employment at a long-term employer.
  5. Be at least 18 years of age to apply.
  6. Look for $5,000 to $75,000** in financing.

 

 

If you’ve previously had issues securing a loan from one of the major lenders, the team at Finance One is always prepared to listen with an open mind. Submit an application to one of our loan officers today and you could hear back about your status within 48 hours*.

 

Apply for caravan finance with bad credit at Finance One

At Finance One, we’re committed to providing our clients with empowering resources that provide further information about loans for bad credit and beyond. All of our customers could have access to the following personal and vehicle loan services:

When you’re ready to take home a caravan, camper, or motorhome of your very own, contact Finance One to put in an application right away. With office locations all across Australia, our team is available to help you find, apply, and drive home the perfect caravan for your lifestyle.

  • Adelaide
  • Brisbane
  • Cairns
  • Canberra
  • Central Coast
  • Darwin
  • Gold Coast
  • Hobart
  • Melbourne
  • Perth
  • Sydney
  • Adelaide
  • Brisbane
  • Cairns
  • Canberra
  • Central Coast
  • Darwin
  • Gold Coast
  • Hobart
  • Melbourne
  • Perth
  • Sydney

Disclaimer: The information above is of a general nature only and does not consider your personal objectives, financial situation or particular needs. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your particular circumstances. We do not accept responsibility for any loss arising from the use of, or reliance on, the information.

Let us answer your caravan finance questions.

Can I apply for caravan finance or finance a camper trailer with help from Finance One if I have a bad credit history?

Yes! Finance One will consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for caravan Finance with Finance One if I receive a pension or Centrelink benefits?

Yes! Finance One will consider applicants who receive any of the following:

  • Family Tax A & B
  • Parenting Payment
  • Carer Payment
  • Aged Pension
  • Disability Pension
  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What could my loan interest rate be?

Our caravan loan interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residence, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my caravan finance out early?

Yes, you can make extra repayments or increase your repayments. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

What documents do I need to provide when I apply for a loan for a camper trailer?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements); and
  • proof of your income; and
  • completed application form and privacy statement; and
  • ID (ie. drivers licence)