Boat & Jet Ski Loans for Bad Credit in Australia

Finance One Boat & Jet Ski Loan

Get out on the water!
Apply for a Finance One Jet Ski or Boat Loan.

Life’s better on a boat! If you love the seafaring life or enjoy the thrill of a jet ski, talk to Finance One about a boat loan or how to get a loan for a jet ski.

The approach we take to lending is tailored to your individual financial situation, so let us help you find the best boat loan for your circumstances.

Our boat loan financing can be approved for people who have a bad credit history, no credit history or who have experienced defaults and bankruptcy in the past.

Choose a stress-free experience and apply for boat loan financing with Finance One today.

Personal Loan Range

Jet Ski and Boat Loans from $5,000 to $75,000**

Personal Loan Term

Jet Ski and Boat Finance terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 48 hours *

What can I use a Jet Ski or Boat Loan for?

Get out on the water fast by getting a Finance One loan for a jet ski or boat. We have loans for many types of recreational vessels.

  • Motorboats
  • Jet Skis
  • Tinnies
  • Fishing boats
  • Water ski boats
  • Sailboats

Can I apply for a Finance One Jet Ski loan or Boat Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $75,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Loans with a personal touch!

James Testimonial


"It turns out I had a credit rating problem because of an old credit card debt I didn't even know about, Finance One was the first finance company to give me a chance."

Read more
Ricky Testimonial


"I’d recommend Finance One to anyone because of their flexibility and personal service. They listen to you and help you get what you need without any judgment."

Read more

Apply for a Jet Ski Loan or Boat Loan

To apply for a boat loan financing with Finance One, you will need some basic details: drivers licence details and bank details.

Let us answer your questions about boat loans and jet ski loans.

Can I get a boat loan from Finance One if I have a bad credit history?

Yes! Finance One will consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for a jet ski or boat loan if I receive a pension or Centrelink benefits?

Yes! Finance One will consider applicants who receive any of the following:

  • Family Tax A & B
  • Parenting Payment
  • Carer Payment
  • Aged Pension
  • Disability Pension
  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What will my interest rate be on boat finance with Finance One?

Our interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residence, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my boat loan out early?

All Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with consumer loans can pay their loan out at any time without an early pay out fee.

What documents do I need to provide when I apply for a Jet Ski loan with Finance One?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to to provide your bank statements); and
  • proof of your income; and
  • completed application form and privacy statement; and
  • ID (ie. drivers licence)