Business Loans for Bad Credit in Sydney

Bad Credit Business Loans

Don’t be held back by a bad credit history.
Apply for a business loan with Finance One Commercial.

Do you need to purchase new company vehicles or business equipment? Do you want to grow your business but can’t find the funds? At Finance One Commercial, we offer business loans in Sydney and across Australia. We offer funding solutions that can get you on with running your business. We provide a fast and simple application and approval process. Our range of finance solutions can help meet various business needs. 

At Finance One Commercial, we understand the complexities involved with running a business. Markets fluctuate between seasons, equipment gets old, and vehicles break down at the worst possible times. Our team is here to offer reliable financial solutions so you can come out on top. Our business finance loans in Sydney can provide much-needed assistance when times are tough, and when you need a second chance. 

Personal Loan Range

Loans from $8,000 to $125,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 48 hours*

Bad credit history? Business loans in Sydney.

Getting finance for your business can be difficult, with some people facing more challenges than most. If you’ve suffered past financial challenges, obtaining a business loan may seem almost impossible. When you deal with Finance One Commercial, however, this doesn’t have to be the case. We can help people with a bad or no credit history, including people who have been discharged from bankruptcy and debt agreements. We also help people with a history of court judgments, defaults, and missed payments.^^

Commercial finance loans in Sydney.

At Finance One Commercial, we offer commercial loans for hardworking businesses that need a second chance. Our commercial lending products cover a wide scope, from business equipment and vehicles to business cash flow and more.

You don’t have to let a bad credit history hold you back any more, with the Finance One Commercial team working with you to help find solutions. We offer versatile loans to suit the exact needs of your business enterprise, from company cars and trucks to tractors, trailers and forklifts, from factory machinery to warehousing equipment.

  • Company car loans
  • Ute loans
  • Truck loans
  • Tractor loans
  • Earth moving equipment loans
  • Forklift loans
  • Commercial use lawn mower loans
  • Trailer loans
  • Food truck loans

Can I qualify for a
Finance One Commercial Business Loan?

Income.

Have you been receiving regular income under your ABN for 6 months or more?

Step 2

Borrow.

Do you want to borrow between $8,000 to $125,000?**

Age.

Are you at least 21 years of age or older?

Step 2

Credit History.

Sole traders – defaults on your credit file or discharged from bankruptcy?

Apply for a Business Vehicle or Equipment Loan.

To apply for a business loan, you will need your ABN/ACN, driver’s licence details, basic details about your business (operating years, structure, and turnover) and business account statements.

Simple application and fast approval.

At Finance One Commercial, we believe in finding solutions rather than adding to existing problems. Our business loans in Sydney and across Australia have been designed to help support your immediate and long-term business needs. The application process could not be easier, with our online process simple to follow and our customer support team always ready to help.

We provide business loans between $8,000 and $125,000** and offer loan approvals in as little as 48 hours*. While we don’t provide bad credit business loans with guaranteed approval in Sydney, we do try our best to find financial solutions that best fit your business. If you need to apply for bad credit business finance loans in Sydney, you’ve come to the right place.

Let us answer your questions.

Do you have business loans for a bad credit history in Sydney?

If you need business finance in Sydney, we’re here to help. Unlike many lenders, we offer loans to help people with a poor credit history. A number of factors can affect your credit history and have a negative impact on your ability to borrow money, from historic defaults and bankruptcy situations to poor credit history or no credit history. At Finance One Commercial, we look past your bad credit record to focus on your business potential and financial needs.

What documents are needed for business loan applications in Sydney?

We try to make the lending process as simple as possible. Along with a completed application form and other requested documents, we will also need at least six months of bank statements from your financial institution. While you also need to have the ability to pay back your loan, we don’t solely focus on your financial past and credit history records.

Do I need to be registered for GST?

While you may not need to be registered for GST to apply for a business loan with Finance One Commercial, some loan products are only available to GST-registered applicants.

How long could it take for my loan application to be processed?

If you have provided all the information required, we may be able to get back to you within 48 hours*.

What could my interest rate be?

Our interest rates vary depending on your business’ overall credit profile. This includes, but is not limited to, your business’ credit history, turnover, banking conduct, and the stability of its income and residence.