Bad Credit Personal Loans Central Coast

Personal Loan

Get the financing your need

We know that it can be difficult to get a Personal Loan in Central Coast, especially if you have a bad credit history. Although everyone has a few hiccups here and there, big financial institutions see this as grounds for denying personal loans, even if you’re fully capable of making repayments. 

Finance One sees things differently. We can get you the Personal Loan you need without putting too much stock on past stumbles. This is because when it comes to being financially flexible — Finance One believes in second chances. 

Personal Loan Range

Loans from $5,000 to $25,000**

Personal Loan Term

Loan Terms from 3 - 4 years

Personal Loan Time

Approvals in as little as 48 hours*

Move forward with the most flexible bad credit Personal Loans in Central Coast

We offer some of the most innovative and flexible bad credit Personal Loans in Central Coast because we know you’re worth it. Our customer-oriented approach means we care more about finding the right financial solution for you. Whether it’s for an emergency or personal desires, we can get you the financing you need even if you have bad credit history.

What can I use a Personal Loan for?

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills

Can I apply for a Finance One Personal Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $25,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One —providers of Personal Loans in Central Coast, Australia

With short loan terms, favourable rates and approval times that can be as quick as 48 hours* — we make getting a Personal Loan in Central Coast so much easier. 

If you have any questions about getting a personal loan with Finance One, don’t hesitate to contact us and our friendly customer support team will guide you every step of the way.

Let us answer your questions.

How long will it take for a loan application to be processed?
If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours and up to 48 hours.
What can I get a personal loan for?
You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.
Can I make extra repayments, increase my repayments or pay my personal loan out early?
Yes you can make extra repayments or increase your repayments. For consumer loans you are able to pay your loan out early with no penalty as we have no early pay out fees.
What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)
  • Proof of your income
  • Completed application form and privacy statement
What will my interest rate be?
Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.
I have poor credit history or defaults on my credit file, can you help me?
If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.
I’ve been discharged from bankruptcy can you help me?
We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.
What is a bad credit personal loan?
A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.