Bad Credit Personal Loans Brisbane

Personal Loan

Looking for a provider of Personal Loan in Brisbane?

Apply for a Personal Loan in Brisbane, Australia can be a difficult endeavour — especially if you have a bad credit history. From facing high-interest rates to dealing with rejections, bad credit history can make an already challenging process even harder.

We understand that people can stumble from time to time, which is why we take a non-traditional approach to approving personal loans. At Finance One, we strive to offer some of the easiest and most flexible personal loans in Brisbane, Australia — no matter your credit history.

Personal Loan Range

Loans from $5,000 to $25,000**

Personal Loan Term

Loan Terms from 3 - 4 years

Personal Loan Time

Approvals in as little as 48 hours*

Get Personal Loans even with a bad credit history

Life is complicated and past hiccups should not prevent you from making the most out of the present. We provide bad credit Personal Loans  in Brisbane because we understand that everyone deserves a second chance. We won’t hold the past against you — instead, we want to give you the solution you deserve.

If it’s a Personal Loan in Brisbane, Australia you’re looking for, consider Finance One as your future financial partner. 

What can I use a Personal Loan for?

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills

Can I apply for a Finance One Personal Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $25,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One — Personal Loan providers in Brisbane

Taking a compassionate and flexible approach to lending for Australians, Finance One understands every situation is different. Personal matters can arise that lead you to need a loan fast but poor credit history can get in the way of that. Rest assured you can rely on us, an award-winning Personal Loan provider in Brisbane, to lend you a helping hand.

If you have any questions about our services or concerns you’d like us to address, simply contact us and speak to one of our representatives — we’re always ready to assist you.

Let us answer your questions.

How long will it take for a loan application to be processed?
If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours and up to 48 hours.
What can I get a personal loan for?
You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.
Can I make extra repayments, increase my repayments or pay my personal loan out early?
Yes you can make extra repayments or increase your repayments. For consumer loans you are able to pay your loan out early with no penalty as we have no early pay out fees.
What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)
  • Proof of your income
  • Completed application form and privacy statement
What will my interest rate be?
Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.
I have poor credit history or defaults on my credit file, can you help me?
If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.
I’ve been discharged from bankruptcy can you help me?
We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.
What is a bad credit personal loan?
A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.