Bad Credit Personal Loans Gold Coast

Personal Loan

Get your much-needed Personal Loans in Gold Coast, Australia

When it comes to securing a Personal Loan, you can always count on Finance One. We offer bad credit Personal Loans on the Gold Coast because we believe that your past stumbles should not prevent you from proceeding with your financial journey — we believe in second chances. 

So whether it’s for a wedding, vacation trip or medical bills — Finance One may be able to provide  Personal Loans and financial solutions for any problem and to anyone who needs it.

Personal Loan Range

Loans from $5,000 to $25,000**

Personal Loan Term

Loan Terms from 3 - 4 years

Personal Loan Time

Approvals in as little as 48 hours*

Finance One — Personal Loan providers in the Gold Coast

We understand that life has many ups and downs and that your credit history is not your whole story. That’s why we have a customer-centric team of experts who are always ready to come up with the most ideal solutions. Finance One offers Personal Loans in Gold Coast, Australia, thousands of people have come to know and appreciate our service. Regardless of your bad credit history, reach out to us with your financial needs and we’ll lend you a helping hand.

What can I use a Personal Loan for?

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills

Can I apply for a Finance One Personal Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $25,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Reach out to us today and let’s begin your financial journey anew

If you’re looking for a Personal Loan in Gold Coast, Don’t let red tape and bad credit history hold you back from solving your pressing financial problems. Here at Finance One, we care more about finding the right solutions than focusing on the little details. Your past should not stop you from building the financially stable life you deserve. Let us help give you a second chance at finance!

And if you have any questions or concerns, feel free to contact us and our dedicated customer support team to assist you in any way they can.

Let us answer your questions.

How long will it take for a loan application to be processed?
If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours and up to 48 hours.
What can I get a personal loan for?
You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.
Can I make extra repayments, increase my repayments or pay my personal loan out early?
Yes you can make extra repayments or increase your repayments. For consumer loans you are able to pay your loan out early with no penalty as we have no early pay out fees.
What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)
  • Proof of your income
  • Completed application form and privacy statement
What will my interest rate be?
Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.
I have poor credit history or defaults on my credit file, can you help me?
If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.
I’ve been discharged from bankruptcy can you help me?
We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.
What is a bad credit personal loan?
A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.