Bad Credit Personal Loans Darwin

Personal Loan

Don’t let your financial history stop you from getting a Personal Loan in Darwin, Australia

Have you ever been rejected for a Personal Loan in Darwin, even if you were fully capable of paying it back, due to bad credit history? At Finance One, we understand that life is complicated, and circumstances can change. It’s not fair to be held hostage by financial mistakes made another life ago.

That’s why our team at Finance One believes in giving second chances. We offer some of the smartest and most flexible bad credit Personal Loans in Darwin. No matter what your history holds, we are here to help you build a better financial future.

Personal Loan Range

Loans from $5,000 to $25,000**

Personal Loan Term

Loan Terms from 3 - 4 years

Personal Loan Time

Approvals in as little as 48 hours*

Finance One —Personal Loan providers in Darwin

There’s a good reason why Finance One is beloved by thousands of people — it’s because we take a compassionate and personal approach to lending. 

Our team of customer-oriented experts is always ready to listen to your story, understand your needs and put our creative minds to work to find you the most optimal solutions. If it’s a Personal Loan in Darwin you’re looking for, Finance One should be your first stop.

What can I use a Personal Loan for?

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills

Can I apply for a Finance One Personal Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $25,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Get in touch for a second chance in finance

Whether it’s for pressing financial needs or to treat yourself to a pleasant getaway, apply for a Personal Loan with one of the best Personal Loan providers in Darwin. At Finance One we find the best solution for your needs and build a fruitful relationship with you.

If you have any questions about applying for a bad credit Personal Loan in Darwin, simply contact our friendly customer support team and we’ll light the way.

Let us answer your questions.

How long will it take for a loan application to be processed?
If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours and up to 48 hours.
What can I get a personal loan for?
You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.
Can I make extra repayments, increase my repayments or pay my personal loan out early?
Yes you can make extra repayments or increase your repayments. For consumer loans you are able to pay your loan out early with no penalty as we have no early pay out fees.
What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)
  • Proof of your income
  • Completed application form and privacy statement
What will my interest rate be?
Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.
I have poor credit history or defaults on my credit file, can you help me?
If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.
I’ve been discharged from bankruptcy can you help me?
We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.
What is a bad credit personal loan?
A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.