Bad Credit Personal Loans Perth

Personal Loan

Don’t let bad credit history get in the way

If you’re looking for Personal Loans in Perth but suffer from bad credit history, know that we understand the struggles you might be going through. Finance One was founded to help those with bad credit history get the financing they need because we believe that the circumstances of the past should not affect your financial future.

We take pride in offering those with bad credit a more compassionate and customer-oriented approach to getting a Personal Loan in Perth.

Personal Loan Range

Loans from $5,000 to $25,000**

Personal Loan Term

Loan Terms from 3 - 4 years

Personal Loan Time

Approvals in as little as 48 hours*

Get Personal Loans in Perth, Australia

By offering bad credit Personal Loans  in Perth, Finance One gives countless Australians a second chance at finance. No matter what purpose you need your personal loan for, we offer a flexible and innovative repayment plan that’s tailored to you as an individual. 

With approval times as short as 48 hours* and loan terms that can range from three to four years, you can be confident that Finance One offers a hassle-free solution to your financial problems.

What can I use a Personal Loan for?

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills

Can I apply for a Finance One Personal Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $25,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One — Personal Loan providers in Perth

For Personal Loans in Perth, look no further than Finance One. We offer fast, flexible and personalised loans even to those with bad credit history. We care less about the minor financial stumbles you might have had in the past and more about the financial solutions we can work together to achieve. Just reach out to us and we’ll give you the lending hand you deserve.

If you have any questions about our services or have any concerns you feel we should address, feel free to contact us — our customer support team is always ready to help.

Let us answer your questions.

How long will it take for a loan application to be processed?
If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours and up to 48 hours.
What can I get a personal loan for?
You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.
Can I make extra repayments, increase my repayments or pay my personal loan out early?
Yes you can make extra repayments or increase your repayments. For consumer loans you are able to pay your loan out early with no penalty as we have no early pay out fees.
What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)
  • Proof of your income
  • Completed application form and privacy statement
What will my interest rate be?
Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.
I have poor credit history or defaults on my credit file, can you help me?
If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.
I’ve been discharged from bankruptcy can you help me?
We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.
What is a bad credit personal loan?
A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.