Know what features you need
Caravans come in a range of different shapes and sizes, with varying features. It’s a good idea to know what you’re looking for before going for a browse. Things to consider include:
- How many people it sleeps.
- Whether you’d like an ensuite.
- How much storage space you need.
- Whether you’ll be travelling off-road.
- The towing capacity of your vehicle.
- An outdoor living area.
- What electrical system you need (for off-grid trips).
- Whether you’d like air conditioning.
Check caravan for damp and mould
Moisture in caravans can lead to all sorts of issues, from diminishing the structural integrity of a van to health-damaging mould. So, it’s important to carefully inspect the van for any signs of leaks.
Top tip
Be on the lookout for bad smells, but pleasant smells too — they can both be a red flag.
Test caravan appliances and water systems
When inspecting a used caravan, ask for it to be hooked up to power and water so you can see everything working as it should. Ensure any gas bottles, sockets and gauges are in order.
Inspect the underside of the caravan
Ensuring the safety of the caravan should be your number one priority. The underside of the van will give you a good idea of how roadworthy it is.
Examine service history
Checking the service history of the mechanics of the van is important to verify its safety. It is especially important to know that the brakes and handbrakes are performing as necessary.
Paying for the caravan
Once you’ve found the caravan of your dreams and confirmed the price with the seller, it’s time to complete the purchase and tow it home!
There are three types of payment that are generally accepted:
Cash, electronic bank transfer, or a bank cheque. If you don’t have the funds available to purchase the van, you may like to consider financing it with a Finance One Caravan Loan.
Apply for a Caravan Loan NowHow does caravan finance work?
Caravan finance is a secured loan provided to the borrower for the purpose of buying a caravan. The caravan is used as security (collateral) for the loan, so if the borrower doesn’t repay the loan for whatever reason, the lender is able to sell the caravan to recoup their funds.
Amount and term
At Finance One, we offer caravan finance from $5,000 up to $75,000**, with loan terms of three to seven years.
Caravan finance with bad credit
We believe in second chances at Finance One, so if you happen to have a bad credit score, we’d love to see what we can do for you! We’re more flexible than other lenders when it comes to credit history — we look at your present and future rather than looking back at your financial past.
Apply Online NowWhat type of caravan can I buy with caravan finance?
Caravan finance is suitable for any recreational vehicle or trailer. Whether you’re looking for a second-hand caravan, off-road caravan, new caravans, pop tops, camper trailers or motor homes, Finance One may be able to help.
Apply for Caravan Finance
To get started with your caravan finance, you can begin your application now, or feel free to get in touch with our friendly team.
Apply Now**Loans between $50,000 – $75,000 must be asset backed.
Disclaimer: The information above is of a general nature only and does not consider your personal objectives, financial situation or particular needs. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your particular circumstances. We do not accept responsibility for any loss arising from the use of, or reliance on, the information.
Content prepared by an external writer covering topics that may be of interest to our customers. The content does not necessarily represent the views or opinions of Finance One Commercial.
All loan applications subject to normal lending criteria. Fees and charges payable. Terms and conditions apply.
Finance One Commercial means:
Finance One Commercial Pty Ltd | ABN: 18 634 900 548
