Caravan Finance for

Bad Credit in Australia.

Caravan & Camper Trailer Finance

Explore the great outdoors!
Apply for a Finance One Caravan Loan.

Australians love a road trip and there’s no better way to enjoy your travels than in a caravan, with a camper trailer or in a campervan.

At Finance One, we know life can be a bumpy road, which is why our approach to lending assesses your financial situation as an individual.

If you’re looking for caravan finance or to finance a camper trailer in Australia, we can find the solution that’s right for you, even if you have a bad credit history.

Reach out to Finance One for stress-free caravan finance.

Personal Loan Range

Caravan & Campervan Loan from $5,000 to $75,000**

Personal Loan Term

Caravan & Campervan Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 48 hours *

What can I use Caravan Finance for?

We can help make your Australian road trip an amazing adventure with a Finance One Campervan or Caravan Loan.

  • Caravans
  • Off-road caravans
  • Pop-top caravans
  • Motorhomes
  • Camper trailers
  • Campervans

Can I apply for a Finance One Caravan or Campervan Loan?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $75,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Loans with a personal touch!

James Testimonial


"It turns out I had a credit rating problem because of an old credit card debt I didn't even know about, Finance One was the first finance company to give me a chance."

Read more
Ricky Testimonial


"I’d recommend Finance One to anyone because of their flexibility and personal service. They listen to you and help you get what you need without any judgment."

Read more

Apply for a Caravan or Campervan Loan.

To apply for campervan or caravan finance, you will need some basic details: drivers licence details and bank details.

Let us answer your caravan finance questions.

Can I get a caravan loan or finance a camper trailer with help from Finance One if I have a bad credit history?

Yes! Finance One will consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for a caravan loan with Finance One if I receive a pension or Centrelink benefits?

Yes! Finance One will consider applicants who receive any of the following:

  • Family Tax A & B
  • Parenting Payment
  • Carer Payment
  • Aged Pension
  • Disability Pension
  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What will my caravan loan interest rate be?

Our caravan loan interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residence, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my caravan loan out early?

All Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with consumer loans can pay their loan out at any time without an early pay out fee.

What documents do I need to provide when I apply for a loan for a camper trailer?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to to provide your bank statements); and
  • proof of your income; and
  • completed application form and privacy statement; and
  • ID (ie. drivers licence)