Target Market Determinations

What’s a Target Market Determination?

A Target Market Determination (TMD) is a document which describes who a product is appropriate for (target market), and conditions around how the product can be distributed to customers in the target market.

Fin One Pty Ltd (trading as Finance One) is required to have TMDs that meet the requirements of the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019 in respect to its consumer loan products and publish them on its website.

The TMDs also describes the events or circumstances where we may need to review the TMD for our consumer loan products to ensure that we are taking a consumer-centric approach to the design and distribution of our consumer loan products.

Please click on the links below for the TMDs for Finance One’s consumer loan products:

Accredited Introducers and other distributors of Finance One’s consumer loan products should contact our Product Manager or Business Development Managers for further information to ensure distribution is in accordance with the TMDs or contact [email protected].

If you require a previous version of a TMD or a TMD for a product not currently distributed, please contact us at [email protected].