Get a Car Loan with Finance One
1800 346 663The Smart Road to Vehicle Finance

FAQ's About Finance One

Quick answers to common queries

All About Finance One

  1. When was your vehicle finance company founded?
  2. Who founded the company?
  3. Are you based in Australia?

Our Vehicle Finance Products

  1. How much can I borrow for a car loan?
  2. How much will my car loan repayments be?
  3. What information is required for a car loan application?
  4. What documentation is required when applying for vehicle finance?
  5. I’m self-employed and am unable to provide pay slips?

Support for Existing Clients

  1. Can I increase my car loan repayments?
  2. Is there a fee involved in doing so?
  3. Can I make extra payments on my car loan?
  4. Can I obtain a credit increase on an existing car loan?
  5. What do I do if my financial situation changes?

About This Website

  1. An error occurred while using this website, how do I report it?

Support for Finance Brokers

  1. How can I become an accredited motor vehicle finance broker with Finance One?
  2. I am looking for a particular form/document. Where can I find it?

All About Finance One

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Q. When was your vehicle finance company founded?

Finance One was founded in early 2010

Q. Who founded the company?

The company was founded by Jamie McGeachie

Q. Are you based in Australia?

Yes. We are 100% Australian owned and operated, with our head office located in Townsville, North Queensland.

Our Vehicle Finance Products

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Q. How much can I borrow for a car loan?

Depending on the strength of your application, current financial circumstances, and whether or not you are able to meet our minimum lending criteria. You may be able to borrow up to $50,000.

Q. How much will my car loan repayments be?

Using our Loan Repayments Calculator can provide you with an estimate of how your loan repayments might look.

Q. What information is required for a car loan application?

Basic Personal details, residency information, employment details & references. We may require further information throughout the application process.

Q. What documentation is required when applying for vehicle finance?

  • Minimum of 90 days of bank statements.
  • At least two current payslips from your employer and any current Centrelink statements.
  • A current utilities bill. (e.g. car rego, rates, electricity, phone bill).
  • 100 points of i.d. (Drivers Licence, Medicare card, key card).
  • Statements for any existing credit card accounts or other existing liabilities.

Q. I’m self-employed and am unable to provide pay slips?

You may still qualify for a Finance One car loan. In lieu of pay slips, you will need to provide alternative financial documentation to verify your income before any decision can be made.

Support for Existing Clients

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Q. Can I increase my car loan repayments?

Yes. You are able to increase your payments at any time. If you would like to increase to your repayments please call our collections department on 1800 346 663.

Q. Is there a fee involved in doing so?

No fees or charges will be incurred for doing so.

Q. Can I make extra payments on my car loan?

Yes. In fact making extra payments will lower the amount of interest you repay over the life of the loan. Take a look out our Extra Payments Calculator for an indication of how much interest and time you may be able to save.

Q. Can I obtain a credit increase on an existing car loan?

This depends. When requesting a credit increase we will assess your financial circumstances and determine whether or not a credit increase would be appropriate for your situation. Contact us for an indication of how much interest and time you may be able to save.

Q. What do I do if my financial situation changes?

If at any time your financial situation changes, we advise you to get in contact with us soon as reasonably possible, as we are often able to give better clarification to clients regarding their options and obligations.

About This Website

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Q. An error occurred while using this website, how do I report it?

Please report any errors which may occur using our contact form., please select "Feedback" as the topic

Support for Finance Brokers

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Q. How can I become an accredited motor vehicle finance broker with Finance One?

Please complete the Broker Accreditation Form. Please note that there may be a small waiting period before being accredited.

Q. I am looking for a particular form/document. Where can I find it?

Have you tried looking here: List of Resources

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