Work Out Your Car Loan Repayments

Use our loan calculator to estimate what your repayments will be.

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Car Loan Calculator

Estimate Loan Repayments

Your estimated repayments are

$0.00 /month

Total interest including fees

$0.00

Total amount to pay

$0.00

Calculator Disclaimer

The figures shown using this calculator are an estimate only and should not be relied on as a true indication of your car loan repayments, or a quote or indication of pre-qualification for any car loan product. The figures are based upon the information you put into the calculator. To find out your actual repayments you must complete our online application. All applications are subject to our lenders’ credit assessment criteria. Terms, conditions, fees and charges may apply.

Apply for a Finance One Vehicle Loan

Finance One car loan features

We can be an excellent alternative for finance when other avenues may have been exhausted. When assessing your application, we take your individual financial situation into account, and tailor a loan that is suitable for your own needs and circumstances.

  • Loans from $5,000 to $150,000?**

  • Loan terms from 3 - 7 years

  • Approvals in as little as 24 hours*

Can I apply for a Finance One loan?

Income

Income

Are you receiving regular income?

Borrow

Borrow

Do you want to borrow between $5,000 to $150,000?**

Age

Age

Are you at least 18 years of age?

Credit History

Credit History

Defaults on your credit file or discharged from bankruptcy?

Frequently Asked Questions

What could my interest rate be?

Our interest rates can vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency, your credit history, your income and your banking conduct.

What documents do I need to provide when I apply?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements); and

  • proof of your income;

  • completed application form and privacy statement.

Can I make extra repayments, increase my repayments or pay my loan out early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

Can I apply for a loan from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for a loan if I receive a pension or Centrelink benefits?

Yes! Finance One can consider applicants who receive any of the following:

  • Family Tax A & B

  •  Parenting Payment

  • Carer Payment

  • Disability Pension

  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension

*24-48 hour approvals are subject to satisfactory documentation being provided to assess the application. Normal lending criteria, terms & conditions and fees & charges apply.
**Normal lending criteria, terms & conditions, and fees & charges apply
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.