When you’re searching for a car loan, affordability will likely be on your mind. So hearing about a balloon payment that promises to reduce your monthly loan repayments will probably sound very tempting, right? However, there’s more to balloon...
Whether you're looking for a new car or a used car, the maximum loan amount that you can apply for depends on your financial circumstances. The lender will carry out a loan assessment based on your application and will calculate how much you can...
You may not be aware, but every time you apply for a loan, it is highly likely that your application is recorded on your credit file as an enquiry. What to look out for? An application for finance here and there will likely not impact your...
When you miss a payment that was scheduled to automatically come out of your bank account by direct debit, this is called a dishonour. Dishonoured payments can impact your ability to get a loan as it may indicate poor financial management. Tips...
While declaring bankruptcy is generally a last resort option, countless unavoidable life circumstances can lead many Aussies to file for bankruptcy.If you've been through this process and are now a discharged bankrupt needing vehicle finance,...
EOFY car sales can be a great way to get a cheap vehicle for your business. Read on to learn some of the benefits and pitfalls of buying a work car before June 30. Is the end of the financial year a good time to buy a car? EOFY (end of financial...
Have a bad credit history but need a car? Never fear, you may still have options. Here’s how you could get a car loan with a bad credit history. Need money for a new car but have a bad credit history? Don’t despair. There are several avenues you...
If you are in the market for a new car, you may be wondering ‘Do I need a deposit to get a car loan?’ Read on to find out. If you are in need of some new wheels but are strapped for cash, you may be wondering if you need a deposit to get a car...
Wondering how to budget so you can track your spending and save money? Follow our tips to get started and our secret hacks to become a budgeting ninja. The very first step to having financial security and savings to fall back on is having a...