Motorbike Finance for Bad Credit in Australia

motorbike loan

Hit the road on two wheels!
Apply for motorbike Finance at Finance One.

Get your motor running with motorbike finance from Finance One.

We take a personal approach to lending and assessing your individual financial situation so we can help you find the right motorcycle finance to meet your needs.

You can talk to us about a loan for a motorcycle, even if you have a bad credit history, no credit history or defaults and bankruptcy in the past.

Let us help you find the best motorbike finance option for your circumstances and make the process as stress free as possible.

Personal Loan Range

Motorbike Finance from $5,000 to $75,000**

Personal Loan Term

Motorbike Finance terms from 3 - 7 years

Personal Loan Time

Loans for motorcycles in as little as 48 hours*

What can I use Motorbike Finance for?

We can help get you out on two wheels fast with a Finance One Loan. Choose your motorbike and hit the road in style.

  • New motorbikes
  • Used motorbikes
  • Dirt bikes
  • Cruisers
  • Touring motorcycles
  • Sport bikes
  • New motorbikes
  • Used motorbikes
  • Dirt bikes
  • Cruisers
  • Sport bikes
  • Touring motorcycles

Can I apply for Motorcycle Finance with Finance One?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $75,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Why Finance One? Because we believe in second chances.

Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

Flexible Loan Repayments


Finance One customers can make extra repayments or increase their repayment amount at any time.

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

Personal Loan Time


Our dedicated support team will get to know you and provide personalised service.

Apply for Motorbike Finance.

To apply for the vehicle loan that’s best suited to you, you will need some basic details including your drivers licence details and bank details.

Let us answer your questions.

Can I apply for motorcycle finance from Finance One if I have a bad credit history?

Yes! Finance One will consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for a loan for a motorcycle if I receive a pension or Centrelink benefits?

Yes! Finance One will consider applicants who receive any of the following:

  • Family Tax A & B
  • Parenting Payment
  • Carer Payment
  • Aged Pension
  • Disability Pension
  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What could my interest rate be on my motorbike finance?

Our interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residence, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay the loan for my motorcycle out early?

All Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with consumer loans can pay their loan out at any time without an early pay out fee.

What documents do I need to provide when I apply for motorbike finance with Finance One?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements); and
  • proof of your income; and
  • completed application form and privacy statement; and
  • ID (ie. drivers licence)
What might be the best motorbike Finance for me?

The loan you select depends on your circumstances. If you have a bad credit history, Finance One may be able to help.