Motorbike Finance for Bad Credit in Australia

motorbike loan

Hit the road on two wheels!
Apply for a Finance One Motorbike Loan.

Get your motor running with motorbike finance from Finance One.

We take a personal approach to lending, assessing your individual financial situation so we can find the right motorcycle loan to meet your needs.

You can talk to us about a loan for a motorcycle, even if you have a bad credit history, no credit history or defaults and bankruptcy in the past.

Let us help find the best motorbike finance option for your circumstances and make the process stress free.

Personal Loan Range

Motorbike Loans from $5,000 to $75,000**

Personal Loan Term

Motorbike Loan terms from 3 - 7 years

Personal Loan Time

Loans for motorcycles in as little as 48 hours*

What can I use Motorbike Finance for?

We can get you out on two wheels fast with a Finance One Motorcycle Loan. Choose your motorbike and hit the road in style.

  • New motorbikes
  • Used motorbikes
  • Dirt bikes
  • Cruisers
  • Touring motorcycles
  • Sport bikes

Can I apply for Motorcycle Finance with Finance One?


Are you receiving regular income?

Step 2


Do you want to borrow between $5,000 to $75,000?**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Loans with a personal touch!

James Testimonial


"It turns out I had a credit rating problem because of an old credit card debt I didn't even know about, Finance One was the first finance company to give me a chance"

Read more
Ricky Testimonial


"I’d recommend Finance One to anyone because of their flexibility and personal service. They listen to you and help you get what you need without any judgment"

Read more

Apply for Motorbike Finance.

To apply for the motorbike loan that’s best suited to you, you will need some basic details: drivers licence details and bank details.

Let us answer your questions.

Can I get a motorcycle loan from Finance One if I have a bad credit history?

Yes! Finance One will consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I get a loan for a motorcycle if I receive a pension or Centrelink benefits?

Yes! Finance One will consider applicants who receive any of the following:

  • Family Tax A & B
  • Parenting Payment
  • Carer Payment
  • Aged Pension
  • Disability Pension
  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension
What will my interest rate be on my motorbike finance?

Our interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residence, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay the loan for my motorcycle out early?

All Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One customers with consumer loans can pay their loan out at any time without an early pay out fee.

What documents do I need to provide when I apply for a motorbike loan with Finance One?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to to provide your bank statements); and
  • proof of your income; and
  • completed application form and privacy statement; and
  • ID (ie. drivers licence)
What is the best motorbike loan for me?

The loan you select depends on your circumstances. If you have a bad credit history, Finance One may be able to help.