Business Loans for Bad Credit in Darwin

Bad Credit Business Loans

Don’t be held back by a bad credit history.
Apply for a business loan with Finance One Commercial.

Looking to build your business with new equipment? You may need finance and you may need it fast. But if you’ve previously had problems with credit, you might be finding it tough to get business finance in Darwin

At Finance One Commercial, we know about the intricacies involved in running a business. Life isn’t always linear. Things don’t always run according to plan and things can come up short. But we don’t think that means you should miss out on opportunities — so that’s why we offer business loans in Darwin, even if you’ve previously had a credit incident. We offer a selection of business loans for bad credit in Darwin, helping you to achieve your goals as a company and get back on your feet in the process. Finance One Commercial is here to help when you need it the most. 

Personal Loan Range

Loans from $8,000 to $125,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 48 hours*

Business loans for Bad Credit in Darwin.

Any number of factors may make it difficult for you to secure a business loan. Prior bankruptcies, creditor disputes, missed payments, court judgments and more can all make it difficult to find commercial finance & loans in Darwin. And even if you’ve previously had a clean credit history, that doesn’t necessarily mean you’ll be automatically approved for a commercial loan either.

When you’re looking for assistance, Finance One Commercial may be able to help. We can offer business loans, provided you’ve got all the correct paperwork at your end. So if your business is located in Darwin or anywhere else in the Northern Territory and you need a commercial loan — you’re in the right place.

  • Company car
  • Ute 
  • Truck
  • Tractor
  • Earth moving equipment 
  • Forklift
  • Commercial use lawn mower 
  • Trailer
  • Food truck 

Can I qualify for a
Finance One Commercial Business Loan?

Income.

Have you been receiving regular income under your ABN for 6 months or more?

Step 2

Borrow.

Do you want to borrow between $8,000 to $125,000?**

Age.

Are you at least 21 years of age or older?

Step 2

Credit History.

Sole traders – defaults on your credit file or discharged from bankruptcy?

Apply for Business Vehicle or Equipment Finance.

To apply for a business loan, you will need your ABN/ACN, driver’s licence details, basic details about your business (operating years, structure, and turnover) and business account statements to get started.

Business loans at Finance One Commercial.

One of our key drivers here at Finance One Commercial is supporting aspirational businesses, even when times are tough. Through our business finance & loans for bad credit in Darwin, we aim to support local initiatives and entrepreneurs, even if there have previously been some issues around credit histories. 

We can offer unsecured business loans and finance in Darwin, ranging from $8,000 and $75,000**. Approvals can be available in as little as 48 hours*, with each application assessed and processed on its own merit. 

Let us answer your questions.

What sort of financial situations can Finance One commercial help with?

We can offer loans for small businesses & for people who’ve been having trouble getting loans, whether that’s because of previous credit issues or simply not fitting the standard borrower profile with the big banks. So if you’ve been having issues getting commercial finance & loans in Darwin, get in touch with us — we’ll see what we can do to help. 

What’s the process for applying for small business loans in Darwin for bad credit?

We like to keep our processes simple — the first step is speaking to one of our loan consultants, either by giving us a call or filling out our online application form. Once this has been received, we’ll work on your application at our end. If it’s successful, then we can generally have your approval ready within as little as 48 hours*. 

Are there any early payout fees?

We understand that fortunes can change for the better very quickly — so our early payout fees only apply for the first two years of the business loan. After this initial period, the loan can be paid off as quickly as you’d like. 

Can I get business loans for bad credit with guaranteed approval in Darwin?

Although we don’t offer 100%-guaranteed loans, we do have the ability to help in the majority of situations. Here at Finance One Commercial, we offer a range of business loans, even if you’ve previously had a compromised credit history. We don’t mind if you’ve previously had issues with credit; we’ll help you work to a solution and hopefully get you the business loan you need to get back on your feet or plan your future expansion. 

I’ve got a few more questions — how can I find out more?

It’s very normal to have a number of questions when you’re considering applying for business finance loans in Darwin for a second chance. We’re here to help — so get in touch with the team today and we’ll be more than happy to answer any questions you may have.