Business Loans for Bad Credit in Canberra

Bad Credit Business Loans

Don’t be held back by a bad credit history.
Apply for a business loan with Finance One Commercial.

The need for urgent funds is a common occurrence for just about every business. You might be looking to take advantage of an expansion opportunity that’s just presented itself. Perhaps you need new equipment or vehicles.

Whatever the cause, the end result is generally the same — you may need a loan and you may need it now. But if you’ve previously had issues with credit, then this can present an issue. So what’s the best course of action? Well, at Finance One Commercial we have a long history of helping companies secure business loans for bad credit in Canberra.

When you need funding that’s simple, direct and available in a hurry, Finance One Commercial may be able to help. As business owners ourselves, we understand that there’s any number of reasons that credit incidents may have occurred in the past — and we don’t think it should derail you from moving your business forward, either. That’s why our team is here to help you with financial solutions; business finance & loans in Canberra that help you meet your financial commitments exactly when you need to, and may be able to give you a second chance.

Personal Loan Range

Loans from $8,000 to $125,000**

Personal Loan Term

Loan terms from 3 - 7 years

Personal Loan Time

Approvals in as little as 48 hours*

Business finance & loans for bad credit in Canberra.

Here at Finance One, we’re proud of being there for hard-working businesses who are looking for a way to boost their livelihood and expand their horizons. We understand that this can feel tough if you’ve previously had financial challenges — but we specialise in helping people in challenging circumstances. We know that if you don’t fit the standard lender profile, you can also have a tougher time getting business finance & loans from the big lenders. So even if you’ve previously had issues with bankruptcy, defaults, court judgments or problems with payments, we encourage you to get in touch with the team. We’re always keen to help with commercial finance & loans in Canberra, and we always treat your individual circumstances as unique.

  • Company car
  • Ute 
  • Truck
  • Tractor
  • Earth moving equipment 
  • Forklift
  • Commercial use lawn mower
  • Trailer
  • Food truck

Can I qualify for a
Finance One Commercial Business Loan?

Income.

Have you been receiving regular income under your ABN for 6 months or more?

Step 2

Borrow.

Do you want to borrow between $8,000 to $125,000?**

Age.

Are you at least 21 years of age or older?

Step 2

Credit History.

Sole traders – defaults on your credit file or discharged from bankruptcy?

Apply for Business Vehicle or Equipment Finance.

To apply for a business loan, you will need your ABN/ACN, driver’s licence details, basic details about your business (operating years, structure, and turnover) and business account statements to get started.

Fast approval for finance when you need it.

We’re all about looking for solutions, rather than just pointing out problems. So at Finance One Commercial, our business loans for bad credit in Canberra are geared at supporting you both now and into the future. With available business loans between $8,000 and $125,000**, we can usually get approval within as little as 48 hours* — so you won’t need to worry about missing out on time-sensitive opportunities. So if you’re looking for business loans in Canberra, you’re definitely in the right place.

Let us answer your questions.

How can Finance One Commercial help me get business finance in Canberra?

When you don’t fit the standard borrower profile, we know it can be tough to lock in finance. That’s why we offer a variety of different loan products — including unsecured business loans and finance in Canberra — to help cater for your specific financial needs. All you need to do is speak to one of our team members or fill out an online application form and we can start the process.

Do you offer guaranteed approval on your business loans?

Although we don’t offer business loans for bad credit with guaranteed approval in Canberra, we do always work to try and find a solution. We know that there’s a whole range of factors that can affect your ability to get a business loan, which is why our approval process doesn’t focus on your financial past — we’re more interested in where you are now and how we can help.

How can I apply for a business loan for my small business with bad credit in Canberra?

We aim to keep the lending process as straightforward as possible — we know that applying for credit can be stressful and we want to minimise that as much as possible. So in addition to your completed application form, we just ask for 6 months of statements from your banking institution to get started. You also need to be able to demonstrate your ability to pay us back. Depending on your type of business and the specific loan you’re applying for, we may also require a few other details, including your ABN information. For more information on this, we suggest that you get in touch with one of our team today.