Business Loans for Bad Credit in Adelaide

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Finance One
Business Loans

At Finance One Commercial, we believe that everyone deserves a second chance in business. Achieving the great Australian dream of working for yourself is not always an easy road to take, which is why we offer business finance in Adelaide to those who may need it most, even if they have a bad credit history.

  • Loans from $8,000 to $150,000**

  • Loan terms from 3 - 7 years

  • Approvals in as little as 48 hours *

Finance loans in Adelaide Finance loans in Adelaide

Finance loans in Adelaide

All too often when you are attempting to secure a business finance loan with bad credit in Adelaide, lenders will ask for a level of collateral that may be simply impossible to provide. At Finance One Commercial, our business philosophy is to make business loans in Adelaide as easy as possible for you to achieve, with minimal hoops to jump through in order to help you secure the finance you need.

  • Company cars
  • Utes
  • Trucks
  • Tractors
  • Earth moving equipment
  • Forklifts
  • Commercial use lawnmowers
  • Trailers
  • Food trucks
Can I apply for a Business Loan? Can I apply for a Business Loan?

Can I apply for a
Business Loan?

Whether you are looking to finance the purchase of new vehicles and machinery or equipment for your business, Finance One Commercial may be able to provide you with a business loan for bad credit in Adelaide that will help you to achieve your business goals.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $150,000?**

  • Age

    Are you at least 21 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Business loans for small businesses with bad credit in Adelaide Business loans for small businesses with bad credit in Adelaide

Business loans for small businesses with bad credit in Adelaide

For small businesses, securing business loans in Adelaide can often be closely related to personal finances and credit ratings which can create obstacles for those with a less-than-perfect personal finance history. 

At Finance One Commercial, we can offer business loans for bad credit in Adelaide for small business customers, even if they have poor personal financial history, and in the fastest possible time frames. For more information on our commercial finance loans in Adelaide, contact us or feel free to consult our FAQ section below to see just how simple our application process can be. 

Apply for a business loan with Finance One Commercial Apply for a business loan with Finance One Commercial

Apply for a business loan with Finance One Commercial

Securing a business loan with bad credit in Adelaide can be a straightforward process with Finance One Commercial, from the initial application all the way through to approval. Our range of business loans are specifically designed to be as fast and hassle-free as possible to ensure that your business can apply for the funds it needs to get on with life and succeed in your chosen industry. We believe in a level playing field, so at Finance One Commercial, you may be able to secure the finance you need, judgement-free.

We pride ourselves on offering business loans for those people with bad credit in Adelaide, that will help their business get back on its feet. 

Frequently Asked Questions

Does the size of my business matter when applying for a Finance One Commercial business finance loan in Adelaide?

At Finance One Commercial, we don’t discriminate based on the size of your business. We pride ourselves on offering business loans for bad credit in Adelaide to all kinds of businesses, regardless of the business size or industry in which they operate. One of the pre-requisites we have when applying for our business finance loans in Adelaide is that your business has to have held a current ABN for 6 months or more.  

How much paperwork is required when I apply for business loans for bad credit in Adelaide?

We try to keep the paperwork to an absolute minimum when you apply for business loans with us. The main documents required during your application process include:

  • Personal identification documents;

  • 6 months of bank statements for your business; and

  • Completed application form and privacy statement.

Can you tell me more about the interest rates for business loans with bad credit in Adelaide?

Due to the nature of lending with Finance One Commercial, the interest rate which may be applied to each one of our individual commercial finance loans in Adelaide will vary depending on the details of the application. When lending to businesses on the basis of bad credit, the interest rate applied to the finance offered is often related to the level of risk associated with providing the finance, which is why we will present our proposed interest rate together with our approval for your consideration.

How can I apply for a loan with Finance One Commercial?

Applying for a loan with Finance One Commercial can be almost as simple as getting your approval. All you need to do is fill in our online application form and return it to us with the required personal and business documents, it’s as easy as that. Once submitted, most loan approvals will be returned to you within a 48-hour window to ensure that you are receiving the finance you need in the shortest possible time frame.*

*48 hour approvals are subject to satisfactory documentation being provided to assess the application. Normal lending criteria, terms & conditions and fees & charges apply.
**Normal lending criteria, terms & conditions, and fees & charges apply
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.

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