Vehicle Loans That Move With You
Flexible Finance options for cars, 4x4s, motorbikes, caravans, boats and more - from $5,000 to $150,000*
Apply For A Loan
Apply for a Finance One vehicle loan
Recreational Vehicles
Finance for boats, jet skis, caravans, campers and trailers built for lifestyle and leisure.
Vehicle Loans
At Finance One, we understand that your vehicle needs and your circumstances can change quickly. That’s why we offer flexible vehicle loans with personalised assessment, not automated decisions.
Whether you’re purchasing a car, motorbike or recreational vehicle, or need finance for repairs, we'll work with you to find a practical solution. Even if you’ve had credit challenges in the past, we encourage you to apply, every vehicle loan application is reviewed individually.
Finance One knows that everyone’s vehicle requirements are different. Whether you’re looking for something to just get you from point A to B, or your next vehicle to explore the great outdoors, Finance One has a vehicle finance option for you. We offer vehicle finance tailored to a wide range of vehicle types and will consider finance for cars, 4x4 vehicles, motorbikes, boats, jet skis, caravans, campers and trailers, as well as vehicle repair loans.
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Loan Amount: Vehicle finance from $5,000 to $150,000*
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Loan Term: 3 to 7 years
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Approval Time: Approvals in as little as 24 hours**
Car Loans
Vehicle finance for everyday cars and family vehicles.
Car loans can help you purchase a new or used vehicle that suits your lifestyle. Whether you’re buying your first car, upgrading to a family sedan or replacing an older vehicle, we offer flexible car finance for compact cars, hatchbacks, sedans and more.
4x4 Vehicle Loans
Finance for 4x4s built for work, towing and adventure.
A 4x4 vehicle loan is ideal if you need strength, capability and versatility. Whether for regional travel, work sites or off-road exploration, we offer 4x4 finance for a range of models designed to handle tough conditions.
Motorbike Loans
Finance for motorbikes suited to commuting, touring or leisure riding.
Motorbike loans give you flexibility to choose the right bike from scooters and commuter bikes to cruisers, sports bikes and touring models. It’s a practical way to finance efficient transport or weekend riding.
Recreational Vehicle Loans
Finance for boats, jet skis, caravans, campers and trailers built for lifestyle and leisure
Recreational vehicle finance gives you the freedom to support your hobby, travel plans, or outdoor lifestyle. Whether you’re heading out on the water, planning road trips, setting up camping or transporting equipment, finance is available for a variety of recreational vehicles, including trailers, caravans, campers, boats and jet skis.
Vehicle Repair Loans
Finance to cover essential repairs so you can stay safely on the road.
When your vehicle needs urgent repairs, it can disrupt work, family routines and daily travel. Vehicle repair finance can help you manage costs such as mechanical work, diagnostics, replacement parts or urgent fixes. It’s a practical way to keep your vehicle reliable without delaying important repairs.
Can I apply for a Finance One vehicle loan?
At Finance One, we aim to make our vehicle loan application process as stress-free as possible. If you meet the following basics, you may be eligible to apply:
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Income
Are you receiving regular income?
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Borrow
Do you want to borrow between $5,000 to $150,000?*
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Age
Are you at least 18 years of age?
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Credit History
We consider applicants from a wide range of financial backgrounds.
Steps to obtaining a Finance One vehicle loan
Step 1
Apply online.
Complete our online form or call us on 1800 346 663 to talk to one of our friendly team.
Step 2
Get approved.
We can have an answer to you in as little as 24 hours!**
Step 3
Settle your loan.
Our friendly team will support you through every step
Why Finance One? We offer tailored loans with a human touch.
Flexibility
Finance One customers can make extra repayments or increase their repayment amount at any time.^
100% Australian Owned
With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.
Support
Our dedicated support team will get to know you and provide personalised service.
Since 2010, Finance One has taken a practical and flexible approach to lending for everyday Australians.
We focus on understanding each customer’s circumstances and aim to provide finance solutions that are tailored, supportive and designed to help you
move forward with confidence. Our team takes the time to look beyond a one-size-fits-all approach, offering smart and considered options to suit your needs.
We support a wide range of borrowers, whether they have strong financial stability or are rebuilding their credit, by taking the time to understand their overall circumstances.
Frequently Asked Questions
What documents do I need to provide when I apply?
What could my interest rate be?
Can I make extra repayments, increase my repayments or pay my loan out early?
Is it hard to get a vehicle loan?
Can I apply if I’ve had credit challenges in the past?
Can I apply if I receive a pension or Centrelink benefits?
**24 hour approvals are subject to satisfactory documentation being
provided to assess the
application.
*Normal lending criteria, terms & conditions and fees & charges apply.
^Early payout fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.