Home Renovation Finance with Bad Credit
A bad credit history doesn’t have to hold you back from having a beautiful home. Apply for a loan for your Home Renovation with Finance One.
Owning a home is a dream come true but keeping it in good condition can be a nightmare. If you need to renovate or fix your home, talk to Finance One about stress-free finance.
Loans for Home Renovation are available for amounts between $5,000 to $25,000**, even if you have a bad credit history. Make your home your happy place with a loan for Home Renovations from Finance One.
Talk to us about your options today.
Loans from $5,000 to $25,000**
Loan terms from 3 - 4 years
Approvals in as little as 24 hours*
What can I use Home Renovation Finance for?
- New kitchens
- New bathrooms
- Minor or major repairs
- New roofs
- New floors
- Outdoor areas
- Plus more!
- New kitchens
- New bathrooms
- Minor or major repairs
- New roofs
- New floors
- Outdoor areas
- Plus more!
Can I apply for a Finance One Loan for Home Renovations?
Income.
Are you receiving regular income?
Borrow.
Do you want to borrow between $5,000 to $25,000?**
Age.
Are you at least 18 years of age?
Credit History.
We accept all applications regardless of previous history.
Why Finance One? Because we believe in second chances.
Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.
We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.
Flexibility
Finance One customers can make extra repayments or increase their repayment amount at any time.
100% Aussie
With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
Support
Our dedicated support team will get to know you and provide personalised service.
Let us answer your questions.
Can I apply for a loan for Home Renovation from Finance One if I have a bad credit history?
Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us to find out more.
What could the interest rate be on my loan for Home Renovations?
Can I make extra repayments, increase my repayments or pay my Home Renovation Finance out early?
All Finance One customers who have a Personal Loan to renovate their home can make extra repayments or increase their repayment amount at any time. Finance One customers with Personal Loans can also pay their loan out at any time without an early payout fee.
What documents do I need to provide when I apply?
The minimum documents we require for a loan application for Home Renovations include:
- Three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
- Proof of your income; and
- Completed application form and privacy statement.