Trailer Finance for Bad Credit in Australia

Owning a registrable trailer opens up endless possibilities for adventure and convenience. Whether you’re planning the next camping trip, heading out for a day of fishing with your tinny, or transporting equipment for your favourite sporting activities, having a trailer can make life a breeze.

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Apply for trailer finance with Finance One.

At Finance One, we understand that life’s journey can have its bumps along the way. That’s why we’re here to make financing your trailer as smooth as possible. Our team takes the time to understand your unique financial situation and tailor a solution that fits your needs perfectly.

When you choose Finance One for your trailer finance needs, you’re choosing a partner that’s dedicated to your success. Let us guide you through the application process and explore the options available to you. Say goodbye to stress and hello to hassle-free trailer finance with Finance One.

Normal lending criteria, terms & conditions and fees & charges apply.

  • Loans from $8,000 to $150,000?**

  • Loan terms from 3 -7 years

  • Approvals in as little as 24 hours*

What can I use a Trailer Finance for? What can I use a Trailer Finance for?

What can I use a
trailer finance for?

Hitch up your trailer and hit the road with trailer finance from Finance One. Our loans for trailers cover registerable trailers of all sizes and purposes.

  • Trailers
  • Camper trailers
  • Horse floats
  • Boat trailers
  • Jet ski trailers
Can I apply for Trailer Finance with Finance One? Can I apply for Trailer Finance with Finance One?

Can I apply for trailer
finance with Finance One?

  • Income.

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $150,000?**

  • Age.

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Why Finance One? Because we believe in second chances

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Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

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100% Australia Owned

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

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Support

Our dedicated support team will get to know you and provide personalised service.

Frequently Asked Questions

Can I apply for trailer finance from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants looking to borrow money for a registerable trailer whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements.

Can I apply for trailer finance if I receive a pension or Centrelink benefits?

Yes! Finance One can consider applicants who receive any of the following:

  • Family Tax A & B

  • Parenting Payment

  • Carer Payment

  • Aged Pension

  • Disability Pension

  • Department of Veterans’ Affairs (DVA) Service Pension/Partner Service Pension

What could my interest rate be?

The interest rate on loans for trailers vary depending on the overall credit profile of the applicant. This includes, but is not limited to, the stability of your employment and residency, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay out the loan for my trailer early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

What documents do I need to provide when I apply for trailer finance?

The minimum documents we require for an application include:

  • three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);

  • proof of your income; and

  • completed application form and privacy statement.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application. Normal lending criteria, terms & conditions and fees & charges apply.
**Normal lending criteria, terms & conditions, and fees & charges apply
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.

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