Motorbike Finance for Bad Credit in Australia
Whether you’re eyeing a classic cruiser, a nimble touring bike, or a lightning-fast sportster, owning a motorcycle opens up a world of possibilities. From leisurely weekend rides to streamlining your daily commute while navigating rising petrol prices, a motorcycle offers both practicality and exhilaration.
Apply for a Finance One vehicle loan
Hit the road of two wheels!
Apply for motorbike finance at Finance One
At Finance One, we understand that past financial hurdles shouldn’t stand in the way of your dreams. If you’ve been hesitant to pursue motorbike finance due to a less-than-perfect credit history, rest assured, we’re here to help. Our team specialises in assisting individuals with various credit backgrounds, offering tailored solutions to make your motorcycle ownership dreams a reality.
Normal lending criteria, terms & conditions and fees & charges apply.
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Loans from $5,000 to $150,000?**
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Loan terms from 3 -7 years
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Approvals in as little as 24 hours*
What can I use a motorbike loan for?
As a premier provider of personal, vehicle and business loans in Australia, we’ve seen it all. Our more-than-a-decade-long experience of providing loan facilities to so many Australians has given us a unique insight into how bad credit can keep people from fulfilling their dreams.
Although bad credit could stem from debt-related issues, there are also instances when a borrower is unsuccessful with major lenders simply because they have no borrowing history to speak of. Whether you suffer from poor credit due to unpaid bills or loans or because you have no prior borrowing record, Finance One may be able to help you apply for bike finance with bad credit.
With our loans for motorbike finance with bad credit, you should be able to readily purchase any of the following types of motorcycles:
- New motorbikes
- Used motorbikes
- Dirt bikes
- Cruisers
- Touring motorcycles
- Sport bikes
Can I apply for a motorbike loan with Finance One?
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Income
Are you receiving regular income?
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Borrow
Do you want to borrow between $5,000 to $150,000?**
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Age
Are you at least 18 years of age?
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Credit History
Defaults on your credit file or discharged from bankruptcy?
Why Finance One? Because we believe in second chances.
Flexibility
Finance One customers can make extra repayments or increase their repayment amount at any time.^
100% Australia Owned
With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.
Support
Our dedicated support team will get to know you and provide personalised service.
Application requirements for loans for motorcycles
Although we do not offer guaranteed motorbike finance, you may be approved for motorbike finance with Finance One if you can meet all the normal lending requirements and submit the required documents and information, when applying for a loan for a motorbike at Finance One.
To apply for bike finance for bad credit at Finance One, as a minimum, you will have to provide a copy of your drivers licence and bank account details, including your latest three months of bank statements. You will also need to be at least 18 years of age and have a regular source of income.
So, even if banks and other major lenders reject your applications for motorcycle finance, Finance One may be able to assist in your need for motorcycle finance in Australia.
Apply for financial assistance at Finance One
Bad credit can be severely debilitating — something we know full well at Finance One.
We may not offer no-credit-check motorcycle finance, but we make it a point to consider each customer’s situation on a case-by-case basis. If your application for motorcycle finance is approved, you will then hopefully be able to buy the motorbike you’ve always wanted.
At Finance One, we always do our utmost and as much as we can to assist our customers in helping them to achieve their goals and giving them access to apply for the funds they need.
For assistance in applying for a loan with bad credit, please contact us at Finance One. We offer our services across Australia, including Adelaide, Brisbane, Cairns, Canberra, Central Coast, Darwin, Gold Coast, Hobart, Melbourne, Perth and Sydney.
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Home Renovation
A bad credit history doesn’t have to hold you back from having a beautiful home.
Steps to obtaining a Finance One loan
Step 1
Apply online.
Complete our online form or call us on 1800 346 663 to talk to one of our friendly team.
Step 2
Get approved.
We can have an answer to you in as little as 24 hours!*
Step 3
Settle your loan.
Our friendly team will support you through every step.
Personal loan for bad credit
If you’re considering applying for a car loan with bad credit, there are a few key tips to follow. We aim to help as many people as we can get a car loan with bad credit so that they can get back on the road as soon as possible.
Improve your credit score where you can
Ask around and get quotes
Consider your budget
Be prompt with your repayments
Frequently Asked Questions
Can I apply for motorcycle finance from Finance One if I have a bad credit history?
Can I apply for a loan for a motorcycle if I receive a pension or Centrelink benefits?
What could my interest rate be on my motorbike finance?
Can I make extra repayments, increase my repayments or pay the loan for my motorcycle out early?
What documents do I need to provide when I apply for motorbike finance with Finance One?
What might be the best motorbike Finance for me?
*24 hour approvals are subject to satisfactory documentation being
provided to assess the
application.
**Normal lending criteria, terms & conditions and fees & charges apply.
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.