Business Loans for Bad Credit in Brisbane

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Finance One Business Loans Finance One Business Loans

Finance One
Business Loans

Do you want to expand your business? Do you need to invest in new equipment but find it hard to secure financing? At Finance One Commercial, we can offer direct funding for your business so you can thrive and grow. We offer business loans in Brisbane and across Australia, with each client being given financial assistance based on their needs.

  • Loans from $8,000 to $150,000**

  • Loan terms from 3 - 7 years

  • Approvals in as little as 48 hours*

Finance loans in Brisbane Finance loans in Brisbane

Finance loans in Brisbane

Obtaining finance for your business needs can be challenging at the best of times. If you have a history of being discharged from bankruptcy or a debt agreement, then it can be even tougher. This is also true for people with a history of defaults, court judgments, and missed payments for loans and other financial products. If any of these things have affected you in the past, you may have a bad cr

  • Company cars
  • Utes
  • Trucks
  • Tractors
  • Earth moving equipment
  • Forklifts
  • Commercial use lawnmowers
  • Trailers
  • Food trucks
Can I apply for a Business Loan? Can I apply for a Business Loan?

Can I apply for a
Business Loan?

We offer commercial loans for people who may have a bad credit history in Brisbane, so you can get the equipment you need. Even with a compromised credit history, you may be able to access our finance solutions. Our commercial finance loans in Brisbane can cover a wide range of uses, from seasonal fluctuations and equipment purchases to new investments and expansions. If you need a business loan, have a bad credit history and live in Brisbane, you’ve come to the right place.

  • Income

    Have you been receiving regular income under your ABN for 6 months or more?

  • Borrow

    Do you want to borrow between $8,000 to $150,000?**

  • Age

    Are you at least 21 years of age or older?

  • Credit History

    Sole traders – defaults on your credit file or discharged from bankruptcy?

Business loans for small businesses with bad credit in Brisbane Business loans for small businesses with bad credit in Brisbane

Finance One is here to help

At Finance One Commercial, our business loans for bad credit in Brisbane are designed to support and encourage business enterprises during tough times. If you want to start a new business, we may be able to support your initiative. If you have poor credit history, our simple application process could make it easy to get the funding you need.

We offer business loans between $8,000 and $150,000**, with approvals available in as little as 48 hours*. Our tailored application process avoids unnecessary credit checks. Our account managers process each application on its own merits, with options and alternatives available based on need. When it comes to business loans in Brisbane, we’ve got you covered.

Apply for a business loan with Finance One Commercial Apply for a business loan with Finance One Commercial

Apply for a business loan with Finance One Commercial

At Finance One Commercial, we know how hard it can be to run a business. Operations are not always smooth. Invoices don’t always come in on time. And sometimes, the world throws up surprises that are hard to deal with. We offer business finance in Brisbane for people with a bad credit history who deserve a second chance. Our finance solutions can be simple to navigate, easy to manage, and are designed to fill in the gaps when times are tough.  

Frequently Asked Questions

What steps are involved in getting business loans for a bad credit history in Brisbane?

Getting a business loan from Finance One Commercial can be so simple. The first step is talking to our loan experts, either by completing our online form or giving us a call. Once we have all the information we need, we will work on your application. If successful, we could have an approval ready in as little as 48 hours*.

What kind of financial situations do you cater to?

At Finance One Commercial, our flexible products apply to a wide range of business situations. We can help you with business vehicle loans, equipment loans, seasonal loans to get you through the quiet months, and business relocations and expansions. We’re open to your business needs and can help you find creative lending solutions for different situations. If you have a bad credit history or no credit history whatsoever, we may be able to provide assistance. 

Do you offer business loans with guaranteed approval in Brisbane?

At Finance One Commercial, we offer reliable business loans in Brisbane for people with a compromised credit history. If you have been discharged from bankruptcy or past insolvency, we may have the answer. If you have defaults recorded on your business credit file, we may be able to help you find a solution. While we don’t offer 100%-guaranteed loans for all situations, we strive to help most businesses in most situations.

If you want to apply for unsecured business loans and finance in Brisbane, we’re here to help. Fill in our online form or contact the team at Finance One Commercial today.

Do I need to be registered for GST?

While you do not need to be registered for GST to apply for a business loan with Finance One Commercial, some loan products are only available to GST-registered applicants.

What documents do I need to provide when I apply?

As a minimum, Finance One Commercial requires:

  • A completed application form;

  • A signed Privacy Consent form;

  • Identification documents; and

  • The most recent six months of bank account statements of the business, submitted via the secure bankstatements.com link we provide to you.

What could my interest rate be?

Our interest rates vary depending on your business’ overall credit profile. This includes, but is not limited to, your business’ credit history, turnover, banking conduct, and the stability of its income and residence.

*48 hour approvals are subject to satisfactory documentation being provided to assess the application. Normal lending criteria, terms & conditions and fees & charges apply.
**Normal lending criteria, terms & conditions, and fees & charges apply
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.

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