Website Terms and Conditions

Subject to the terms and conditions set forth in this Agreement, the Group grants you a non-exclusive, non-transferable, limited right to access, use and display this site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the site in any way.

The Group authorises you to view and download the information (“Materials”) at this Web site (“Site”) only for your personal, non-commercial use. This authorisation is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. Except as expressly provided herein, the Group does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.

Content & Information

The materials found on this website are provided by the Group and should be used for general information purposes only. Whilst we strive to keep the material found on this website up-to-date and as accurate as possible, the Group gives no assurance and bears no responsibility for it’s accuracy or validity. Any reliance a user may place on such information without first validating with the Group will be done at their own risk. the Group reserves the right at any time to make changes to this site, as it deems necessary or appropriate.

Third Party Websites

As a convenience to you, the Group may provide, on this webssite, links (hyperlinks) referencing external websites operated by other entities. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. the Group makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that the Group or this Site sponsors, endorses, is affiliated or associated with, or is legally authorised to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorised to use any trademark, trade name, logo or copyright symbol of the Group or any of its affiliates or subsidiaries.

Imagery & Diagrams

Photographs used on this website without descriptions are for for illustration purposes only. People shown in photographs are not endorsing the Group or its products. Diagrams used on this website may not be drawn to scale.

Tools & Calculators

All tools & Calculators found on this website are for information purposes only, and do not represent an actual quote or costs involved in finance. The provided results are based on information entered by the user, and any reliance a user may place on the results will be done at their own risk. The Group does not store any of the information returned by the tools or calculators made available on this website.

Unless you are applying online, the Group does not want you to, and you should not, send any confidential or proprietary information to the Group via the Site. You agree that any such information or materials that you or individuals acting on your behalf provide to the Group will not be considered confidential or proprietary. By providing any such information or materials to the Group, you grant to the Group an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute such information and materials, and you further agree that the Group is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to the Group. You further recognise that the Group does not want you to, and you warrant that you shall not, provide any information or materials to the Group that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

LIMITATION OF DAMAGES: IN NO EVENT SHALL THE GROUP OR ANY OF ITS SUBSIDIARIES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF THE GROUP IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The Group reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes. The Group may terminate, change, suspend or discontinue any aspect of the the group Site, including the availability of any features of the Site, at any time. The Group may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. The Group may terminate the authorisation, rights and license given above and, upon such termination, you shall immediately destroy all Materials.

This Site is controlled, operated and administered by the Group from its offices within the Commonwealth of Australia. The Group makes no representation that materials at this site are appropriate or available for use at other locations outside of the Commonwealth of Australia and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export the Materials in violation of Australian export laws and regulations. If you access this Site from a location outside of the Commonwealth of Australia, you are responsible for compliance with all local laws. These Terms and Conditions of use shall be governed by the laws of the State of Queensland, Australia, without giving effect to its conflict of laws provisions. This Agreement constitutes the entire agreement between the Group and you with respect to your use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within the period provided by any applicable statute of limitations. If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.