Travel Loans & Holiday Finance

How to Apply for a Travel Loan

Talk to our friendly team.

Call us on 1800 346 663 or complete our online enquiry form.

Get approved.

We can have an answer to you in as little as 24 hours*, subject to documentation and assessment.

Pay it off faster.

Make extra repayments or increase your repayment amount at any time.^

Apply Now

Planning your next trip shouldn’t be stressful. Whether it’s a family holiday, a special getaway or a business trip or time away to recharge. Finance One Travel loans can help you plan your next getaway with clear information and flexible repayment options.

Apply for Finance One Travel Loan and start planning your next trip with confidence knowing your finances are in order.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.

**Normal lending criteria, terms & conditions and fees & charges apply. Loan amounts and terms vary by product. Secured and unsecured loans have different limits.

Loans from $5,000 to $25,000**
Loan terms from 3 to 4 years
Approvals in as little as 24 hours*

Enquire About a Travel Loan Today

What can I use Travel Finance for?

Finance One Travel Loans are versatile and can cover most holiday and travel expenses. Domestic or international, business or a getaway, a personal loan for travel can help you plan your trip confidently. You can use Travel Finance for:

Airfares (domestic and international)
Train tickets or coach travel
Cruise fares and excursions
Accommodation costs
Vehicle hire or transport expenses
Travel insurance
Luggage, tours and holiday costs

Who Can Apply for a Travel Loan?

We consider your financial situation to ensure the loan is manageable and suitable for your needs. You may be eligible if you:

Income

Receive a regular income (some pensions or benefits may be considered)

Borrow

Want to borrow between $5,000 – $25,000**

**Normal lending criteria, terms & conditions and fees & charges apply. Loan amounts and terms vary by product. Secured and unsecured loans have different limits.

Age

Are at least 18 years old

Credit History

We consider all applications, regardless of previous credit history

Why Finance One? We offer tailored loans with a human touch.

Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

100% Australian Owned

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

Support

Our dedicated support team will get to know you and provide personalised service.

Since 2010, Finance One has taken a practical and flexible approach to lending for everyday Australians.
We focus on understanding each customer’s circumstances and aim to provide finance solutions that are tailored, supportive and designed to help you
move forward with confidence. Our team takes the time to look beyond a one-size-fits-all approach, offering smart and considered options to suit your needs.

We support a wide range of borrowers, whether they have strong financial stability or are rebuilding their credit, by taking the time to understand their overall circumstances.

Let us answer your questions.

What is a Travel Loan?

A Travel Loan from Finance One is a personal loan tailored to help you fund your travel plans. You can use a travel loan for a vacation, honeymoon, family visit, or study trip abroad without dipping into your savings. You maybe be able to use a travel loan for other options, however you will need to contact us to find out exactly what you can use a travel loan for.

What can I use a Travel Loan for?

You can use it for flight tickets, hotel bookings, tour packages, visas, travel insurance, local transport, or any other travel-related expenses.

How much loan amount can I get?

The loan amount depends on your eligibility, income, credit profile, and repayment capacity. Finance One offers flexible loan amounts to suit both short getaways and long international trips.

What could the interest rate be on my loan for travelling or holidays?

Our interest rates and fees vary depending on your overall credit profile and will be confirmed before you proceed. This includes, but is not limited to, the stability of your employment and residency status, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Some loans may include an early payout fee, so please refer to your loan terms and conditions.

How do I apply for a Travel Loan?

You can apply online through Finance One’s website or call us at 1800 346 663. The process is quick, simple, and designed to minimize paperwork.

Who is eligible to apply for a Travel Loan?

Salaried individuals and self-employed professionals who meet Finance One’s eligibility criteria; such as minimum income, age, and credit score can apply.

What documents do I need to provide when I apply?

he minimum documents we require for an application include:

Three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
Proof of your income; and
Completed application form and privacy statement.

Additional documents may be requested based on your situation.

Enquire About a Travel Loan Today

Whether you’re planning a family holiday, an overseas trip, or a short getaway, Finance One Travel Loans can help you cover costs with confidence and flexibility.

**24 hour approvals are subject to satisfactory documentation being provided to assess the application.
*Normal lending criteria, terms & conditions and fees & charges apply.
^Early payout fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.