Travel Finance with Bad Credit

Sometimes you need to get away from it all. With Finance One, financing a holiday has never been easier, even if you have a bad credit history.

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Finance One travel loan

Our team can work with you, no matter what your history is, to help tailor the right Holiday Finance solution for you to go travelling.
Apply for Travel Finance with Finance One and you could start planning your next getaway.

  • Loans from $5,000 to $25,000?**

  • Loan terms from 3 - 4 years

  • Approvals in as little as 24 hours*

What can I use a Vehicle Repair Finance for? What can I use a Vehicle Repair Finance for?

What can I use a travel loan for?

Whatever your destination, a Finance One Loan for travel could get you there. Domestic or international, business or a getaway, our holiday finance can have you covered. You can use your Travel Finance for:

  • Airfares
  • Train tickets
  • Cruise fares
  • Accommodation
  • Vehicle expenses
  • Travel insurance
  • Luggage costs
  • And more!
Can I apply for a travel loan? Can I apply for a travel loan?

Can I apply for a travel loan?

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $5,000 to $25,000?**

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Frequently Asked Questions

Can I apply for Travel Finance from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us to apply for Holiday Finance today.

What could the interest rate be on my loan for travelling or holidays?

Our interest rates vary depending on your overall credit profile. This includes, but is not limited to, the stability of your employment and residency status, your credit history, your income and your banking conduct.

Can I make extra repayments, increase my repayments or pay my loan out early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

What documents do I need to provide when I apply?

The minimum documents we require for an application include:

  • Three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);

  • Proof of your income; and

  • Completed application form and privacy statement.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application. Normal lending criteria, terms & conditions and fees & charges apply.
**Normal lending criteria, terms & conditions, and fees & charges apply
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.

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