Bad Credit Personal Loans Perth

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In need of a business vehicle or equipment?

Don’t let bad credit history get in the way

If you’re looking for personal loans in Perth but suffer from bad credit history, know that we understand the struggles you might be going through. Finance One was founded to help those with bad credit history get the financing they need because we believe that the circumstances of the past should not affect your financial future.

  • Loans from 
$5,000 to $25,000**

  • Loan Terms 
from 3 - 4 years

  • Approvals in as 
little as 24 hours*

What can I use a Personal Loan for?

What can I use a personal loan for?

By offering bad credit Personal Loans  in Perth, Finance One gives countless Australians a second chance at finance. No matter what purpose you need your personal loan for, we offer a flexible and innovative repayment plan that’s tailored to you as an individual. 

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills
Can I apply for a Finance One personal loan?

Can I apply for a Finance One personal loan?

With approval times as short as 24 hours* and loan terms that can range from three to four years, you can be confident that Finance One offers a hassle-free solution to your financial problems.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $5,000 to $25,000?**

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Finance One — bad credit personal loans Finance One — bad credit personal loans

Finance One — personal loan providers in Perth

For Personal Loans in Perth, look no further than Finance One. We offer fast, flexible and personalised loans even to those with bad credit history. We care less about the minor financial stumbles you might have had in the past and more about the financial solutions we can work together to achieve. Just reach out to us and we’ll give you the lending hand you deserve.

If you have any questions about our services or have any concerns you feel we should address, feel free to contact us — our customer support team is always ready to help.

Frequently Asked Questions

How long will it take for a loan application to be processed?

If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours.*

What can I get a personal loan for?

You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.

Can I make extra repayments, increase my repayments or pay my personal loan out early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

How can I apply for a What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)

  • Proof of your income

  • Completed application form and privacy statement

What will my interest rate be?

Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.

I have poor credit history or defaults on my credit file, can you help me?

If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.

I’ve been discharged from bankruptcy can you help me?

We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.

What is a bad credit personal loan?

A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Secured Personal Loans between $5,000 – $25,000. Unsecured Personal Loans between $5,000 – $15,000.
Normal lending criteria, terms & conditions and fees & charges apply.

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