Bad Credit Personal Loans Hobart

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In need of a business vehicle or equipment?

Looking for a personal loan provider in Hobart?

Getting a Personal Loan in Hobart is hard enough with all the information big banks require you to provide. Getting a personal loan with bad credit history to boot can be downright impossible. We understand that circumstances were different back then and it’s not fair that you should suffer financially for a few missteps in the past.

  • Loans from 
$5,000 to $25,000**

  • Loan Terms 
from 3 - 4 years

  • Approvals in as 
little as 24 hours*

What can I use a Personal Loan for?

What can I use a personal loan for?

With small to large personal loans, loan terms that can range from three to four years and an approval process that can be as short as 24 hours* — Finance One offers some of the best bad credit Personal Loans in Hobart.

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills
Can I apply for a Finance One personal loan?

Can I apply for a Finance One personal loan?

We believe in providing second chances for those who had a rocky start in finance. With an expert customer-oriented team and a compassionate approach, you can trust us as the financial partner that won’t let you down.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $5,000 to $25,000?**

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Finance One — bad credit Personal Loans Finance One — bad credit Personal Loans

Finance One — personal loans in Hobart, Australia

Our innovative and customer-based approach to finance has resulted in many a happy client over the years. As one of the most flexible and reliable Personal Loan providers in Hobart, we provide the financing people need to deal with immediate personal matters. No matter what your credit history says, we’ll give you the chance you deserve.

If you have any questions or concerns, don’t hesitate to contact us and our customer support team will be happy to help you — no matter is too small or too big for us to handle.

Frequently Asked Questions

How long will it take for a loan application to be processed?

If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours.*

What can I get a personal loan for?

You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.

Can I make extra repayments, increase my repayments or pay my personal loan out early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

How can I apply for a What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)

  • Proof of your income

  • Completed application form and privacy statement

What will my interest rate be?

Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.

I have poor credit history or defaults on my credit file, can you help me?

If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.

I’ve been discharged from bankruptcy can you help me?

We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.

What is a bad credit personal loan?

A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Secured Personal Loans between $5,000 – $25,000. Unsecured Personal Loans between $5,000 – $15,000.
Normal lending criteria, terms & conditions and fees & charges apply.

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