Bad Credit Personal Loans Gold Coast

Apply For a Loan
bad-credit-personal-loans-hero-image.png
Get your much-needed personal loans in Gold Coast, Australia

Get your much-needed personal loans in Gold Coast, Australia

When it comes to securing a Personal Loan, you can always count on Finance One. We offer bad credit Personal Loans on the Gold Coast because we believe that your past stumbles should not prevent you from proceeding with your financial journey — we believe in second chances. 

  • Loans from 
$5,000 to $25,000**

  • Loan Terms 
from 3 - 4 years

  • Approvals in as 
little as 24 hours*

What can I use a Personal Loan for?

What can I use a personal loan for?

We understand that life has many ups and downs and that your credit history is not your whole story. That’s why we have a customer-centric team of experts who are always ready to come up with the most ideal solutions. Finance One offers Personal Loans in Gold Coast, Australia, thousands of people have come to know and appreciate our service. Regardless of your bad credit history, reach out to us with your financial needs and we’ll lend you a helping hand.

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills
Can I apply for a Finance One Personal Loan?

Can I apply for a Finance One personal loan?

So whether it’s for a wedding, vacation trip or medical bills — Finance One may be able to provide Personal Loans and financial solutions for any problem and to anyone who needs it.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $5,000 to $25,000?**

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Finance One — bad credit Personal Loans Finance One — bad credit Personal Loans

Reach out to us today and let’s begin your financial journey anew

If you’re looking for a Personal Loan in Gold Coast, don’t let red tape and bad credit history hold you back from solving your pressing financial problems. Here at Finance One, we care more about finding the right solutions than focusing on the little details. Your past should not stop you from building the financially stable life you deserve. Let us help give you a second chance at finance!

And if you have any questions or concerns, feel free to contact us and our dedicated customer support team to assist you in any way they can.

Frequently Asked Questions

How long will it take for a loan application to be processed?

If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours.*

What can I get a personal loan for?

You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.

Can I make extra repayments, increase my repayments or pay my personal loan out early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

How can I apply for a What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)

  • Proof of your income

  • Completed application form and privacy statement

What will my interest rate be?

Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.

I have poor credit history or defaults on my credit file, can you help me?

If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.

I’ve been discharged from bankruptcy can you help me?

We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.

What is a bad credit personal loan?

A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Secured Personal Loans between $5,000 – $25,000. Unsecured Personal Loans between $5,000 – $15,000.
Normal lending criteria, terms & conditions and fees & charges apply.

Apply for a loan online now

Apply Online Now Contact Us