Bad Credit Personal Loans Darwin

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In need of a business vehicle or equipment?

Don’t let your financial history stop you from getting a personal loan in Darwin, Australia

Have you ever been rejected for a personal loan in Darwin, even if you were fully capable of paying it back, due to bad credit history? At Finance One, we understand that life is complicated, and circumstances can change. It’s not fair to be held hostage by financial mistakes made another life ago.

  • Loans from 
$5,000 to $25,000**

  • Loan Terms 
from 3 - 4 years

  • Approvals in as 
little as 24 hours*

What can I use a personal loan for?

What can I use a personal loan for?

There’s a good reason why Finance One is beloved by thousands of people — it’s because we take a compassionate and personal approach to lending. Our team of customer-oriented experts is always ready to listen to your story, understand your needs and put our creative minds to work to find you the most optimal solutions. If it’s a personal loan in Darwin you’re looking for, Finance One should be your first stop.

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills
Can I apply for a Finance One Personal Loan?

Can I apply for a Finance One personal loan?

That’s why our team at Finance One believes in giving second chances. We offer some of the smartest and most flexible bad credit Personal Loans in Darwin. No matter what your history holds, we are here to help you build a better financial future.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $5,000 to $25,000?**

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Finance One — bad credit Personal Loans Finance One — bad credit Personal Loans

Get in touch for a second chance in finance

Whether it’s for pressing financial needs or to treat yourself to a pleasant getaway, apply for a Personal Loan with one of the best Personal Loan providers in Darwin. At Finance One we find the best solution for your needs and build a fruitful relationship with you.

If you have any questions about applying for a bad credit Personal Loan in Darwin, simply contact our friendly customer support team and we’ll light the way.

Frequently Asked Questions

How long will it take for a loan application to be processed?

If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours.*

What can I get a personal loan for?

You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.

Can I make extra repayments, increase my repayments or pay my personal loan out early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

How can I apply for a What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)

  • Proof of your income

  • Completed application form and privacy statement

What will my interest rate be?

Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.

I have poor credit history or defaults on my credit file, can you help me?

If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.

I’ve been discharged from bankruptcy can you help me?

We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.

What is a bad credit personal loan?

A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Secured Personal Loans between $5,000 – $25,000. Unsecured Personal Loans between $5,000 – $15,000.
Normal lending criteria, terms & conditions and fees & charges apply.

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