Bad Credit Personal Loans Brisbane

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Looking for a provider of personal loan in Brisbane?

Looking for a provider of personal loan in Brisbane?

Apply for a Personal Loan in Brisbane, Australia can be a difficult endeavour — especially if you have a bad credit history. From facing high-interest rates to dealing with rejections, bad credit history can make an already challenging process even harder.

  • Loans from 
$5,000 to $25,000**

  • Loan Terms 
from 3 - 4 years

  • Approvals in as 
little as 24 hours*

What can I use a personal loan for?

What can I use a personal loan for?

Life is complicated and past hiccups should not prevent you from making the most out of the present. We provide bad credit Personal Loans  in Brisbane because we understand that everyone deserves a second chance. We won’t hold the past against you — instead, we want to give you the solution you deserve.

  • Home Improvements
  • Vehicle Accessories
  • Jet skis
  • Vehicle Repairs
  • Travel
  • Trailers
  • Education Costs
  • Weddings
  • Medical Bills
Can I apply for a Finance One Personal Loan?

Can I apply for a Finance One personal loan?

If it’s a Personal Loan in Brisbane, Australia you’re looking for, consider Finance One as your future financial partner. 

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $5,000 to $25,000?**

  • Age

    Are you at least 18 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Finance One — bad credit Personal Loans Finance One — bad credit Personal Loans

Finance One — personal loan providers in Brisbane

Taking a compassionate and flexible approach to lending for Australians, Finance One understands every situation is different. Personal matters can arise that lead you to need a loan fast but poor credit history can get in the way of that. Rest assured you can rely on us, an award-winning Personal Loan provider in Brisbane, to lend you a helping hand.

If you have any questions about our services or concerns you’d like us to address, simply contact us and speak to one of our representatives — we’re always ready to assist you.

Frequently Asked Questions

How long will it take for a loan application to be processed?

If you have provided all of the information required for your application we can have an answer back to you in as little as 24 hours.*

What can I get a personal loan for?

You can get a personal loan for a holiday, travel, weddings, engagement ring, medical and dental expenses, renovations and home improvements, vehicle accessories and repairs, jetskis, boats, mowers, off road bikes and dirt bikes, office equipment, university expenses, back to school expenses.

Can I make extra repayments, increase my repayments or pay my personal loan out early?

Yes, you can make extra repayments or increase your repayments. This flexibility may help you pay down your loan faster and reduce the total interest paid on your personal loan. However, some of our loans do have an early payout fee. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.

How can I apply for a What documents do I need to provide when I apply for a personal loan?

The minimum documents we require for an application include:

  • 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)

  • Proof of your income

  • Completed application form and privacy statement

What will my interest rate be?

Our interest rates vary depending on your overall profile including but not limited to your stability in employment and residence, your credit history, affordability and your banking conduct.

I have poor credit history or defaults on my credit file, can you help me?

If you have had bad credit, poor credit or defaults listed on your credit file in the past, we may still be able to assist you. Contact us now to see how we may be able to help.

I’ve been discharged from bankruptcy can you help me?

We will consider applicants for a personal loan that have been discharged from bankruptcy for a minimum of 6 months.

What is a bad credit personal loan?

A bad credit personal loan is a loan that provides finance options to people who have had previous poor credit including defaults, previous bankruptcies or Part IX Debt Agreements.

*24 hour approvals are subject to satisfactory documentation being provided to assess the application.
**Secured Personal Loans between $5,000 – $25,000. Unsecured Personal Loans between $5,000 – $15,000.
Normal lending criteria, terms & conditions and fees & charges apply.

Apply for a loan online now

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