Car Loans for Sydney & Australia Wide
Sydney Car Finance made easy with loans from Finance One.
Finance One is your partner in vehicle finance in Sydney, as well as Blacktown and Campbelltown. We understand the importance of reliable transport for work and daily life. Whether you’re in need of a vehicle loan for a new car or simply wanting to upgrade, let us help you secure the ideal loan for Cars, Bikes, Caravans, Boats & more. Our award winning service and vehicle loans extend across Sydney and various cities throughout Australia.
Loans from $8,000 to $100,000#
Loan terms from 3 - 7 years
Approvals in as little as 24 hours *
Can I apply for a Finance One Vehicle Loan?
Income.
Are you receiving regular income?
Borrow.
Do you want to borrow between $8,000 to $100,000 for your next vehicle?#
Age.
Are you at least 18 years of age?
Credit History.
We accept all applications regardless of previous history.
Why Finance One?
Since 2010, Finance One has been dedicated to offering flexible car finance and lending solutions to Australians from all walks of life. We endeavour to find financial solutions for everyone, especially for people needing finance outside of traditional banks. We’re the go-to for those seeking alternatives to conventional banking, providing a helping hand in vehicle finance across Sydney and Australia.
Loans Australia Wide
We provide car loans across Australia, ensuring accessibility for all. Apply now with our easy online loan application.
Flexibility
Finance One customers have the flexibility to make extra repayments on their vehicle loans or adjust their repayment amount at any time.**
Support
Our dedicated support team will get to know you and provide personalised service.
Discover the benefits of Finance One Loans
When our customers looking for car finance in Sydney compare loans, they rave about some of the advantages of Finance One including:
- Financing options tailored to individual circumstances
- Loan terms that can work with all kinds of budgets
- Financing for all vehicle types
- A customised approach to loan servicing
- Simple application process
- Fast decisions on vehicle loan applications*
Your frequently asked questions answered.
How can I apply for quick car finance in Sydney?
You will love how easy it is to apply for a vehicle loan with Finance One.
The first step is to: fill out our online application form, or ring us on 1800 346 663 for a quick phone application. Within as little as 24 hours*, you could know if your loan has been approved.
Does Finance One have requirements for car loans in Sydney?
There are a few basic requirements you must meet to apply for car finance with Finance One in Sydney:
- You should have a regular, verifiable income.
- You must be at least 18 years of age.
- You must apply for a vehicle loan within our financing range (see below).
- You need a credit profile that we can assess as part of the loan process, regardless of if you have negatives on it.
Can I buy a ute with a Finance One loan?
You can certainly use a Finance One vehicle loan to purchase a ute. We allow our loans to be used for cars, utes, work bikes, 4WDs, camper vans, and even boats.
Will Finance One finance loans for EV’s (Electric Vehicles)?
Yes, absolutely! At Finance One we’re committed to supporting sustainable transportation option, apply now for loan options across a range of Electric Vehicles.
How much can I apply for?
Apply for vehicle loans ranging from $8,000 to $100,000**. Your income and your credit profile will be evaluated to determine how much you can apply for.
What loan interest rate could be offered?
We personalise your car loan interest rate to fit your financial situation, and this rate is determined post credit and income review.
If I pay my loan back early, will I be charged a fee?
Never. Finance One consumer loans have no early payout fees. You are allowed to pay off your car loan at any time without penalty. We also let you make extra payments whenever it’s convenient without any fees. We recommend you review your loan terms or contact us to confirm if an early payout fee applies to your loan.
Get started on applying for your vehicle loan today!
Don’t delay, apply for for vehicle finance today with Finance One. Start your application now, you could have your new vehicle in a week*. If you have questions, our support team is here to assist our applicants in Sydney.
Normal lending criteria, terms & conditions, and fees & charges apply
*24 hour approvals are subject to satisfactory documentation being provided to assess the application. Normal lending criteria, terms & conditions and fees & charges apply.
**No early payout only applies to Finance One Consumer Loan
#Loans between $50,000 – $100,000 must be asset-backed