Business Truck Finance with Bad Credit

Finance One Commercial understands that life’s road can be bumpy at times, so we take the easy road with our personal approach to lending.

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Finance One business truck loan

We help Australian businesses to grow by offering Business Loans for trucks. Even if you have a bad credit history, no credit history, or have experienced defaults and bankruptcy in the past, you can apply for Truck Finance with Finance One Commercial. Contact us to talk about our stress-free Commercial Truck Finance process.

  • Loans from $8,000 to $150,000?**

  • Loan terms from 3 - 7 years

  • Approvals in as little as 48 hours*

What can I use a Business Truck Loan for? What can I use a Business Truck Loan for?

What can I use a business truck loan for?

Help to get your business on the road faster with Finance One Commercial Truck Financing. Whether you need a heavy, light or medium-duty vehicle, a refrigerated truck or a removalist van, we may have a Commercial Truck Financing option to suit you, including:

  • Vans
  • Light-duty trucks
  • Medium-duty trucks
  • Heavy-duty trucks
  • Semi-truck finance
  • Tippers
  • Freight vehicles
  • Open tray vehicles
  • Refrigerator trucks
  • Food trucks
Can I apply for a Commercial Tractor Loan? Can I apply for a Commercial Tractor Loan?

Can I apply for a commercial tractor loan?

We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.

  • Income

    Are you receiving regular income?

  • Borrow

    Do you want to borrow between $8,000 to $150,000?**

  • Age

    Are you at least 21 years of age?

  • Credit History

    Defaults on your credit file or discharged from bankruptcy?

Why Finance One? Because we believe in second chances

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Flexibility

Finance One customers can make extra repayments or increase their repayment amount at any time.^

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100% Australia Owned

With offices in Townsville and Brisbane, our team is ready to assist you in finding financial success.

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Support

Our dedicated support team will get to know you and provide personalised service.

Frequently Asked Questions

Can I apply for a Business Loan for a Commercial Truck with a bad credit history?

Finance One Commercial offers Business Loans so you can get Truck Finance even if you have a bad credit history in Australia. Talk to us about your circumstances and your business, and we can explain your options.

How much could I apply to borrow for a Business Loan for a Commercial Truck?

The amount you can apply to borrow for Business Truck Finance with Finance One Commercial in Australia will depend on a few different factors. Reach out to Finance One Commercial to speak with someone in person and discuss your options.

What could my interest rate be on a Business Loan for a Commercial Truck with bad credit?

If you need Commercial Truck Finance in Australia but have a bad credit history, Finance One Commercial may be able to customise an interest rate for you. Interest rates may vary depending on your overall credit profile, including but not limited to, your stability of income and residency status, your credit history and your banking conduct.

Can I apply for a Business Loan for a used truck?

Used semi-truck finance may be available to Australian business owners through Finance One Commercial, even if you have a bad credit history. Contact us to find out more.

What documents will I need to apply for Truck Finance with Finance One Commercial?

At a minimum, Finance One Commercial will require:

  • A completed application form;

  • A signed Privacy Consent form;

  • Identification documents; and

  • The most recent six months of bank account statements of the business, submitted via the secure bankstatements.com link we provide to you.

How long does my business need to be active for to apply for Commercial Truck Finance?

Finance One Commercial can consider applicants who have had an ABN for 6 months or more and who are earning consistent income.

How many years could I take to pay off my Business Loan for a Commercial Truck?

The terms for your Commercial Truck Financing will vary depending on your needs and the needs of your business. Talk to Finance One Commercial about the loan you may want to apply for and we can discuss your Truck Financing options with you in detail, even if you have a bad credit history.

*48 hour approvals are subject to satisfactory documentation being provided to assess the application. Normal lending criteria, terms & conditions and fees & charges apply.
**Normal lending criteria, terms & conditions, and fees & charges apply
^Early repayment fees may apply. Please refer to your loan terms and conditions or contact us to confirm if an early payout fee applies to your loan.

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