Great Vehicle Loans for Poor Credit History
Loans from $8,000 to $100,000**
Life can be a bit bumpy, but we’re here to get you back on the road to success. Our fast-approved loans focus on bank statements rather than credit history, ensuring you get a fair chance of taking back control over your life.
Don’t let bad credit history hold you back.
At Finance One, we’re big on second chances. So if you’re someone who’s focusing on rebuilding your credit, we’re here to help you work towards that better future.
Our vehicle loans are designed for those with poor or no credit history just trying to get back on their feet. With a personalised lending approach, we assess your financial situation to tailor a solution that works for you.
Need a ride?
Find the loan you’re looking for with Finance One. From new to secondhand vehicles, we can help you get back behind the wheel.
Normal lending criteria, terms & conditions and fees & charges apply.
Who can apply?
We have provided finance to thousands of people who have faced challenges accessing finance. We may be able to help despite:
✓ Poor or no credit history
✓ Discharged from bankruptcy
✓ Previous defaults on your credit file
You may be eligible for a Finance One vehicle loan if you:
Receive regular income.
We require 2 payslips, no older than 6 weeks. Minimum 3 months of casual employment. Centrelink benefits also accepted.
Want to borrow between $8,000 and $150,000**.
And have no more than 2 payday loans on your bank statement.
Are 18 years or older.
Have previous defaults on your credit file or have been discharged from bankruptcy.
Have a secure residence for a minimum of 3 months, or 6 months if boarding.
Testimonials
Scott Harris
The team at Finance One since day one were supportive and backed me during difficult times. Really appreciate all involved until the end.
I would highly recommend Finance One.
Mitchell Witt
Has been a great company to deal with over the last couple of years. I just finished paying my loan and couldn’t have been happier with the whole process everything was super easy to track online.
Lafoga Fereti
Giving anyone a chance like myself time to adjust payment plan when you fall short due to whatever we go through in life. As we all know we are all going through tough times right now with the cost of everything, Finance One thank you for believing in me and the chance to pay off my car loan.
Get a loan the Finance One way
In just 4 simple steps, you could be ready to get back on the road!
Prepare your documents
3 months of bank statements, proof of income, and a completed application form and privacy statement.
Talk to our friendly team
Call us on 1800 346 663 or complete our online form.
Get approved
We can have an answer to you in as little as 24 hours!*
Pay it off faster^
Options available for extra repayments or increasing Consumer loan repayments.
Why Finance One? Because we believe in second chances.
Since 2010, Finance One has taken a compassionate and flexible approach to lending to everyday Australians.
We strive to find finance solutions for everyone – even those who have been rejected by the banks. We go above and beyond to help provide smart solutions to your finance problems.
Flexibility
Finance One customers can make extra repayments or increase their repayment amount at any time.^
100% Aussie
With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
Support
Get back on the road.
If you meet our vehicle loan requirements – what are you waiting for?
Finance One is here to help. Ensuring you’re given a second chance with a loan that suits your individual situation.
Apply now.
