Small Loans Sydney

Loans from $2,001 to $5,000**

Personal Loans

Get your much-needed Small Loan in Sydney

Whether it’s to shop for furniture or to cover unforeseen expenses, small loans are bite-sized, manageable obligations you can undertake to make your life more financially flexible. That said, a Small Loan in Sydney can be hard to come by, especially if you have a bad credit history.

Finance One may be able to address this very problem — offering people a second chance at finance regardless of any stumbles they might have had in the past.

Normal lending criteria, terms & conditions and fees & charges apply.

Bad credit history? No problem!

We know that past mistakes should not affect how you live your present life — circumstances were different then and your credit history is not your complete history. That’s why Finance One offers some of the most flexible and personalised bad credit small loans in Sydney, Australia.

Our compassionate team of experts care more about finding the best solution for you than probing into things that have long since passed. You can trust us to listen, care, and give you the second chance at finance you deserve. 

Personal Loan Range

Loans from $2,001 to $5,000**

Personal Loan Term

Loan terms from 1 month to 24 months

Personal Loan Time

Approvals in as little as 24 hours*


Are you receiving regular income?

Step 2


Do you want to borrow over $2,001 but less than $5,000**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One —Small Loan providers in Sydney, Australia

At Finance One, we are on the side of the customer. Our offerings of Small Loans in Sydney include repayment periods ranging from 1 to 24 months and approval times as quick as 24 hours*. We don’t beat around the bush when it comes to solving our client’s needs. Whether you have a bad credit history or not, all we care about is being the best financial partner we can for you. 

If you have any questions about getting a Small Loan with Finance One, don’t hesitate to contact us and our friendly customer support team will guide you every step of the way.

Let us answer your questions.

Can I apply for a Small Loan from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us about applying for a Small Loan today.

Can I make extra repayments, increase my repayments or pay my Small Loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One offers flexible repayments and customers with Small Loans can pay out their loans at any time without any early payout fees.**

What documents do I need to provide when I apply?

The minimum documents we require for an easy application include:

  • Most current three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
  • Proof of your income; and
  • Completed application form and privacy consent statement.
How quickly could I receive my Small Loan funds?

We could provide you with a 24 hour approval!*

Approvals are subject to satisfactory documentation being received to assess the application.

Can I apply for a Small Loan if I'm receiving Centrelink benefits?

If we are satisfied that you can keep on top of your loan repayments, you may be able to apply for a Small Loan even if you receive Centrelink payments or Government benefits. Whether you’re receiving parenting payments, youth allowance, Carer Payments or another type of benefit, your Centrelink income statement will show us what income you are receiving.