Small Loans Perth

Loans from $2,001 to $5,000**

Personal Loans

Get the most flexible bad credit Small Loans in Perth

We know that circumstances were different back then and your credit history does not reflect your whole history. We also believe that previous stumbles shouldn’t influence how you build up your life in the present. Due to this, Finance One provides some of the most individualised and adaptable bad credit Small Loans  in Perth, Australia.

Instead of looking back, our caring team of professionals is more interested in moving forward by determining the best financial solution for you.

Normal lending criteria, terms & conditions and fees & charges apply.

Don’t allow your history to get in the way of a financially successful future

We are attentive to how difficult it is to qualify for Small Loans in Perth, particularly if your credit history is less than perfect.

Finance One breaks from this practice. You may be able to get the Small Loan you need without worrying that we’ll give your past hiccups too much weight. This is because Finance One is in the business of giving people a second chance at finance.

Personal Loan Range

Loans from $2,001 to $5,000**

Personal Loan Term

Loan terms from 1 month to 24 months

Personal Loan Time

Approvals in as little as 24 hours*


Are you receiving regular income?

Step 2


Do you want to borrow over $2,001 but less than $5,000**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One — Small Loan providers in Perth, Australia

A multiple-award-winning Small Loan provider in Perth, Finance One is pleased to have assisted countless Australians in regaining control of their finances. All we want to do is find the most optimal financial solution for your needs, whether it’s for a Perth wedding, house improvements, a vacation, or purchasing new automobile accessories. 

If you have any questions about our services or have any concerns that we can address, contact us and our friendly customer support team will be more than happy to assist you.

Let us answer your questions.

Can I apply for a Small Loan from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us about applying for a Small Loan today.

Can I make extra repayments, increase my repayments or pay my Small Loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One offers flexible repayments and customers with Small Loans can pay out their loans at any time without any early payout fees.**

What documents do I need to provide when I apply?

The minimum documents we require for an easy application include:

  • Most current three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
  • Proof of your income; and
  • Completed application form and privacy consent statement.
How quickly could I receive my Small Loan funds?

We could provide you with a 24 hour approval!*

Approvals are subject to satisfactory documentation being received to assess the application.

Can I apply for a Small Loan if I'm receiving Centrelink benefits?

If we are satisfied that you can keep on top of your loan repayments, you may be able to apply for a Small Loan even if you receive Centrelink payments or Government benefits. Whether you’re receiving parenting payments, youth allowance, Carer Payments or another type of benefit, your Centrelink income statement will show us what income you are receiving.