Small Loans Gold Coast

Loans from $2,001 to $5,000**

Personal Loans

Don’t let history get in the way of the future

Small Loans can be an effective option for people who need money to cover unexpected expenses. However, obtaining a Small Loan in the Gold Cost can be difficult if you have a bad credit history. 

Setbacks in the past should not prevent you from being financially stable in the present. Finance One, are Small Loan providers in the Gold Coast and can help you get the funds you need.

Normal lending criteria, terms & conditions and fees & charges apply.

Get the best bad credit Small Loan in the Gold Coast, Australia

We offer some of the quickest and most flexible bad credit Small Loans  in the Gold Coast. With a wide range of loanable sums, repayment durations ranging from 1 month to 24 months, and processing times as short as 48 hours*, Finance One is ready and delighted to assist you in obtaining a Small Loan without judgement or fuss. 

Personal Loan Range

Loans from $2,001 to $5,000**

Personal Loan Term

Loan terms from 1 month to 24 months

Personal Loan Time

Approvals in as little as 24 hours*


Are you receiving regular income?

Step 2


Do you want to borrow over $2,001 but less than $5,000**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One —Small Loan providers in Gold Coast

We understand that your past should not have an impact on your current financial status. Finance One approaches the subject of personal finance with empathy, paying the right amount of care and attention that each particular case deserves. We don’t focus on factors like a poor credit history — instead, we prioritise collaborating with you to find the most optimal financial solution. 

If you have any inquiries or concerns about applying for a Small Loan in Gold Coast, please contact us. Our experienced and professional customer service representatives are always available to assist you in any way they can.

Let us answer your questions.

Can I apply for a Small Loan from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us about applying for a Small Loan today.

Can I make extra repayments, increase my repayments or pay my Small Loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One offers flexible repayments and customers with Small Loans can pay out their loans at any time without any early payout fees.**

What documents do I need to provide when I apply?

The minimum documents we require for an easy application include:

  • Most current three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
  • Proof of your income; and
  • Completed application form and privacy consent statement.
How quickly could I receive my Small Loan funds?

We could provide you with a 24 hour approval!*

Approvals are subject to satisfactory documentation being received to assess the application.

Can I apply for a Small Loan if I'm receiving Centrelink benefits?

If we are satisfied that you can keep on top of your loan repayments, you may be able to apply for a Small Loan even if you receive Centrelink payments or Government benefits. Whether you’re receiving parenting payments, youth allowance, Carer Payments or another type of benefit, your Centrelink income statement will show us what income you are receiving.