Small Loans Canberra

Loans from $2,001 to $5,000**

Personal Loans

Looking for the personalised financing you need?

Look no further than Finance One for Small Loans in Canberra, Australia. Our experts are customer-oriented and take the time to understand each person’s unique situation in life. We make every effort to provide some of the most flexible Small Loans in Canberra — even to those with a bad credit history. 

Have the financing you need at Finance One to live life to the fullest, regardless of your past missteps.

Normal lending criteria, terms & conditions and fees & charges apply.

Get Small Loans even with a bad credit history

Whether it’s to pay for a Canberra wedding, travel, home improvements, or anything in between, a Small Loan can help give you the financial flexibility you need at a moderate level of commitment. We provide bad credit Small Loans  in Canberra because we believe that your credit history should not be used to determine your ability to repay. 

We understand that circumstances change and that you deserve a second chance at Finance One.

Personal Loan Range

Loans from $2,001 to $5,000**

Personal Loan Term

Loan terms from 1 month to 24 months

Personal Loan Time

Approvals in as little as 24 hours*


Are you receiving regular income?

Step 2


Do you want to borrow over $2,001 but less than $5,000**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One —Small Loan providers in Canberra

Whatever your stumbles were in the past, Finance One is always ready to assist you in finding the best solution for the present. With compassion and innovation at the heart of everything we do, securing Small Loans does not have to be a difficult or time-consuming process. As an award-winning Small Loan provider in Canberra, trust us as your new financial partner today.

And if you have any questions or concerns, please contact our friendly customer support team — no financial issue is too big or too small for us to handle together.

Let us answer your questions.

Can I apply for a Small Loan from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us about applying for a Small Loan today.

Can I make extra repayments, increase my repayments or pay my Small Loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One offers flexible repayments and customers with Small Loans can pay out their loans at any time without any early payout fees.**

What documents do I need to provide when I apply?

The minimum documents we require for an easy application include:

  • Most current three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
  • Proof of your income; and
  • Completed application form and privacy consent statement.
How quickly could I receive my Small Loan funds?

We could provide you with a 24 hour approval!*

Approvals are subject to satisfactory documentation being received to assess the application.

Can I apply for a Small Loan if I'm receiving Centrelink benefits?

If we are satisfied that you can keep on top of your loan repayments, you may be able to apply for a Small Loan even if you receive Centrelink payments or Government benefits. Whether you’re receiving parenting payments, youth allowance, Carer Payments or another type of benefit, your Centrelink income statement will show us what income you are receiving.