Small Loans Adelaide

Loans from $2,001 to $5,000**

Personal Loans

Receive the Small Loan you need regardless of your history

Small Loans are bite-sized, reasonable commitments you may take on to increase your life’s financial flexibility — whether it’s for white goods or to pay for unanticipated needs. Nevertheless, it can be very challenging to find a Small Loan in Adelaide, particularly if your credit history features things like bankruptcy or defaults. 

As a solution, Finance One was established to give people a second shot in the financial world despite the previous stumbles they may have had.

Normal lending criteria, terms & conditions and fees & charges apply.

Get the best deal for a bad credit Small Loan in Adelaide, Australia

Because we know that your history does not define you, we offer accessible bad credit Small Loans in Adelaide, Australia. We are aware of how difficult life can be occasionally, and it is all too normal to make mistakes along the way. However, it shouldn’t serve as a deciding factor for determining your capacity to meet financial responsibilities. 

Regardless of your credit history, the client-focused specialists at Finance One are prepared to listen to you and provide the tailored-fitted solution you require.

Personal Loan Range

Loans from $2,001 to $5,000**

Personal Loan Term

Loan terms from 1 month to 24 months

Personal Loan Time

Approvals in as little as 24 hours*


Are you receiving regular income?

Step 2


Do you want to borrow over $2,001 but less than $5,000**


Are you at least 18 years of age?

Step 2

Credit History.

Defaults on your credit file or discharged from bankruptcy?

Finance One —Small Loan providers in Adelaide

Finance One, a multiple-award-winning Small Loan provider in Adelaide, is proud to have helped thousands of Australians regain their financial standing over the years. Whether it’s for an Adelaide wedding, home renovations, a getaway to somewhere nice or for buying new car accessories — all we want to do is work with you to identify the best possible financial solution for your needs. 

No issue is too large or minor for our helpful customer support team to assist you with. Feel free to contact us if you have any questions about our service or problems you believe we should address.

Let us answer your questions.

Can I apply for a Small Loan from Finance One if I have a bad credit history?

Yes! Finance One can consider applicants whose credit history includes defaults, previous bankruptcies or Part IX Debt Agreements. Talk to us about applying for a Small Loan today.

Can I make extra repayments, increase my repayments or pay my Small Loan out early?

Yes, Finance One customers can make extra repayments or increase their repayment amount at any time. Finance One offers flexible repayments and customers with Small Loans can pay out their loans at any time without any early payout fees.**

What documents do I need to provide when I apply?

The minimum documents we require for an easy application include:

  • Most current three months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements);
  • Proof of your income; and
  • Completed application form and privacy consent statement.
How quickly could I receive my Small Loan funds?

We could provide you with a 24 hour approval!*

Approvals are subject to satisfactory documentation being received to assess the application.

Can I apply for a Small Loan if I'm receiving Centrelink benefits?

If we are satisfied that you can keep on top of your loan repayments, you may be able to apply for a Small Loan even if you receive Centrelink payments or Government benefits. Whether you’re receiving parenting payments, youth allowance, Carer Payments or another type of benefit, your Centrelink income statement will show us what income you are receiving.