$150 GiftPay eGift Card^

Apply for and settle a loan within the next 60 days and you will receive a $150 GiftPay eGift Card^.

Complete the form below and one of our friendly team will be in touch with you to assist you with your enquiry.

Don’t be held back by a bad credit history.
Apply for a Finance One Loan.

We understand that life’s road can sometimes be bumpy, and everyone’s financial circumstances are unique. We all make mistakes and Finance One are determined to help you smooth out the bumps in your road even if you have a poor credit history.

Whether you’re looking for a loan for a vehicle for yourself or a business loan and have a bad credit history or no credit history, we want to help you succeed. We offer personalised support from the moment you enquire, all the way through to when your loan is paid in full. Our personal approach to lending might be the step-up you’re looking for.

Vehicle Loans

$5,000 – $75,000*

Loans made easy for cars, motorbikes, caravans, boats, jet skis and much more.

Apply Now

Personal Loans

$5,000 – $25,000**

Loans for travel, wedding, home renovation, medical, dental and much more.

Apply Now

Normal lending criteria, terms & conditions and fees & charges apply.

Do it your way

We know one size doesn’t fit all so why should your loan be that way!

Personalised interest rate

We take the time to understand your unique circumstances and can offer you a rate that is suited to your credit history.

Loans from $5,000 - $75,000**

If you’re looking to upgrade to a reliable car for your family adventure or get a motorbike for your daily commute, we could help you.

Pay it off sooner

If you want to pay extra every week and pay your loan off sooner, our consumer loans have no early pay out fees!^#

^Terms and conditions apply.

*48 hour approvals are subject to satisfactory documentation being provided to assess the application.

**Loans between $50,000 – $75,000 must be asset backed.

# No early payout only applies to Finance One Consumer Loans.