A Smart Road
to a second chance personal loan.
Don’t be held back by bad credit
with a Finance One Personal Loan.
We understand that life can be unpredictable, with a Finance One Personal Loan you don’t have to miss out – even if you’ve experienced a bad credit history! We’re committed to helping people solve their financial problems with second chance finance. We recognise that on the journey through life, life happens! Subsequently, we take more than your credit history into account so that we are able to offer loans for people with bad credit. We take the stress out of finance and help make the process quick and easy.
Loans from $5,000 to $20,000
Loan Terms from 36-48 months
Approvals in as little as 24 hours
What can I use a Personal Loan for?
We can consider your application for a personal loan even if you have been discharged from bankruptcy or have had poor or bad credit including defaults on your credit file in the past. If you’re in need of quick loans with bad credit, we can work with you to find a solution to your finance needs. We understand that sometimes bad credit just happens – we get it!
We have helped thousands of everyday Australians in similar situations.
- Home Improvements
- Vehicle accessories
- Jet skis
- Vehicle Repairs
- Education Costs
- Medical bills
Do I qualify for a Finance One Personal Loan?
Loans with a personal touch.
Take a look at what our clients have to say about us!
Start a Personal Loan.
We are currently not offering this product. Please register your interest and we will be in touch once this products resumes.
Let us answer your questions.
How long will it take for a loan application to be processed?
What can I get a personal loan for?
Can I make extra repayments, increase my repayments or pay my personal loan out early?
What documents do I need to provide when I apply for a personal loan?
The minimum documents we require for an application include:
- 3 months of bank statements (we will provide you with our secure link to bankstatements.com.au to provide your bank statements)
- Proof of your income
- Completed application form and privacy statement